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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

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FORM 8-K

 

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CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported) July 12, 2004

 

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SunTrust Banks, Inc.

(Exact name of registrant as specified in its charter)

 

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Georgia		001-08918		58-1575035
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

 

303 Peachtree St., N.E., Atlanta, Georgia		30308
(Address of principal executive offices)		(Zip Code)

 

Registrant’s telephone number, including area code (404) 588-7711

 

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Item 7. Financial Statements and Exhibits

 

(c) Exhibits

 

99.1 The News Release.

 

Item 12. Results of Operations and Financial Condition.

 

On July 12, 2004, SunTrust Banks, Inc. (the “Registrant”) announced financial results for the second quarter ended June 30, 2004, reporting net income of $364.8 million and net income per diluted share of $1.29. A copy of the press release announcing the Registrant’s results for the second quarter ended June 30, 2004, is attached hereto as Exhibit 99.1.

 

On July 12, 2004, the Registrant will hold an investor call and webcast to disclose financial results for the second quarter ended June 30, 2004. All information in the News Release is as of the News Release date and the Registrant does not assume any obligation to correct or update said information in the future.

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SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the Undersigned, thereunto duly authorized.

 

		SUNTRUST BANKS, INC.
		(Registrant)
Date: July 12, 2004		By:		/s/ Jorge Arrieta
				Jorge Arrieta
				Senior Vice President and Controller