---

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

---

 

FORM 8-K

 

---

 

CURRENT REPORT

 

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

 

Date of Report (date of earliest event reported): November 18, 2004

 

---

 

FEDERAL TRUST CORPORATION

(Exact name of registrant as specified in its charter)

 

---

 

Florida		000-23449		59-2935028
(State or other jurisdiction Of incorporation)		Commission File Number		(I.R.S. Employer Identification No.)

 

312 West First Street

Sanford, Florida 32771

(address of principal executive offices)

 

Registrant’s telephone number: (407) 323-1833

 

---

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

 

¨	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

---

---

ITEM 8.01. Other Events

 

On November 18, 2004, Federal Trust Corporation declared a $0.03 per share cash dividend, payable on December 20, 2004, to shareholders of record on December 6, 2004, and issued a press release announcing the dividend.

 

ITEM 9.01. Financial Statements and Exhibits.

 

(c) Exhibits.

 

The following exhibit is being furnished with this Report:

 

99.1 Press Release (solely furnished and not filed for purposes of Item 8.01).

---

SIGNATURE

 

Date: November 18, 2004