SECURITIES AND EXCHANGE COMMISSION
                                                          
                             Washington, D.C. 20549
 

                                    FORM 8-K
 
                                 CURRENT REPORT
                                                          
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                       SECURITIES AND EXCHANGE ACT OF 1934
                                                          
       Date of report (Date of earliest event reported): February 2, 2005
                                                          

                        CBL & ASSOCIATES PROPERTIES, INC.

             (Exact Name of Registrant as Specified in its Charter)
 
         Delaware                     1-12494                    62-154718

(State or Other Jurisdiction   (Commission File Number)     (I.R.S. Employer 
of Incorporation)                                           Idenfification No.)
                                  
                      Suite 500, 2030 Hamilton Place Blvd,
                   Chattanooga, TN 37421 (Address of principal
                      executive office, including zip code)

                                 (423) 855-0001
                         (Registrant's telephone number,
                              including area code)
                                                         
                                       N/A
              (Former name, former address and former fiscal year,
                          if changed since last report)

 Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))

                                       1



ITEM 2.02 Results of Operations and Financial Condition

     On February 2, 2005, CBL & Associates Properties, Inc. (the "Company")
reported its results for the fourth quarter ended December 31, 2004. The
Company's earnings release for the fourth quarter ended December 31, 2004 is
attached as Exhibit 99.1. On February 3, 2005, the Company held a conference
call to discuss the fourth quarter results. The transcript of the conference
call is attached as Exhibit 99.2. The Company has posted to its website certain
supplemental financial and operating information for the three months and year
ended December 31, 2004, which is attached as Exhibit 99.3.

     The information in this Form 8-K and the Exhibits attached hereto shall not
be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of
1934, nor shall it be deemed incorporated by reference in any filing under the
Securities Act 1933, except as shall be expressly set forth by specific
reference in such filing.

Item 9.01   Financial Statements and Exhibits

(a)  Financial Statements of Businesses Acquired

     Not applicable

(b)  Pro Forma Financial Information

     Not applicable

(c)  Exhibits

Exhibit
Number                          Description

99.1           Earnings Release - Fourth Quarter Ended December 31, 2004

99.2           Investor  Conference  Call Script - Fourth Quarter Ended 
               December 31, 2004

99.3           Supplemental  Financial and Operating Information - For the Three
               Months and Year Ended December 31, 2004



                                       2


                                    SIGNATURE



     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.



                        CBL & ASSOCIATES PROPERTIES, INC.


                                 /s/ John N. Foy
                     ------------------------------------------
                                   John N. Foy

                                 Vice Chairman,
                      Chief Financial Officer and Treasurer
                     (Authorized Officer of the Registrant,
                         Principal Financial Officer and
                          Principal Accounting Officer)


Date: February 3, 2005