UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): February 29, 2008
                                -----------------

                       PROVIDENT FINANCIAL SERVICES, INC.
             (Exact Name of Registrant as Specified in its Charter)

        Delaware                          001-31566             42-1547151
-----------------------------      ---------------------      ----------------
(State or Other Jurisdiction)      (Commission File No.)      (I.R.S. Employer
      of Incorporation)                                      Identification No.)


830 Bergen Avenue, Jersey City, New Jersey                     07306-4599
------------------------------------------                     ----------
(Address of Principal Executive Offices)                       (Zip Code)

Registrant's telephone number, including area code:  (201) 333-1000
                                                     --------------

                                 Not Applicable
          (Former Name or Former Address, if Changed Since Last Report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities Act
      (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
      (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))



Item 8.01   Other Events
            ------------

     The Provident  Bank,  the wholly owned  subsidiary  of Provident  Financial
Services,  Inc.,  completed  the sale of its branch  office  located at 2518 Old
Hooper Avenue, Brick, New Jersey to Nara Bank on February 29, 2008. After giving
effect to this sale, The Provident  Bank, a New Jersey  chartered  savings bank,
operates  84  full-service  branch  offices in Hudson,  Bergen,  Essex,  Mercer,
Middlesex, Monmouth, Morris, Ocean, Somerset and Union counties.


Item 9.01.  Financial Statements and Exhibits
            ---------------------------------

            (a) Financial Statements of Businesses Acquired. Not applicable

            (b) Pro Forma Financial Information. Not applicable

            (c) Shell company transactions. Not applicable

            (d) Exhibits.  Not applicable








                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                       PROVIDENT FINANCIAL SERVICES, INC.



DATE: March 3, 2008             By: /s/ Paul M. Pantozzi
                                        --------------------------------------
                                        Paul M. Pantozzi
                                        Chairman and Chief Executive Officer