UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2004
Check here if Amendment [ ]; Amendment Number:
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This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Burke & Herbert Bank & Trust Co.
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Address: PO Box 268
Alexandria, VA 22314
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Form 13F File Number: 28-05313
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The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: /s/ Judith A. Cagnon
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Title: Vice President
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Phone: 703-549-6600
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Signature, Place, and Date of Signing:
/s/ Judith A. Cagnon Alexandria, VA 11/09/2004
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[Signature] [City, State] [Date]
Report Type (Check only one):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
13F File Number Name
28-____________ ________________________________________
[Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
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Form 13F Information Table Entry Total: 153
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Form 13F Information Table Value Total: $135,359
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(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------ ------ ----
ABBOTT LABS COM COM 002824100 561 13250 SH SOLE 13250 0 0
ABBOTT LABS COM COM 002824100 108 2560 SH SHR 2560 0 0
ALLSTATE CORP COM COM 020002101 205 4272 SH SOLE 4272 0 0
ALLSTATE CORP COM COM 020002101 36 740 SH SHR 740 0 0
ALLTEL CORP COM COM 020039103 207 3761 SH SOLE 3761 0 0
ALLTEL CORP COM COM 020039103 15 280 SH SHR 280 0 0
ALTRIA GROUP INC COM COM 02209S103 870 18500 SH SOLE 18500 0 0
ALTRIA GROUP INC COM COM 02209S103 35 750 SH SHR 750 0 0
AMERICAN ELEC PWR INC COM COM 25537101 101 3152 SH SOLE 3152 0 0
AMERICAN ELEC PWR INC COM COM 25537101 105 3271 SH SHR 3271 0 0
AMERICAN EXPRESS CO COM COM 25816109 337 6555 SH SOLE 6555 0 0
AMERICAN EXPRESS CO COM COM 25816109 26 500 SH SHR 500 0 0
AMERICAN INTL GROUP INC COM COM 26874107 1166 17153 SH SOLE 17153 0 0
AMERICAN INTL GROUP INC COM COM 26874107 118 1733 SH SHR 1733 0 0
AMSOUTH BANCORPORATION COM COM 32165102 2581 105785 SH SOLE 105785 0 0
ANHEUSER BUSCH COS INC COM COM 35229103 180 3596 SH SOLE 3596 0 0
ANHEUSER BUSCH COS INC COM COM 35229103 157 3150 SH SHR 3150 0 0
BB&T CORP COM COM 54937107 206 5193 SH SOLE 5193 0 0
BB&T CORP COM COM 54937107 14 343 SH SHR 343 0 0
BP PLC SPONSORED ADR ADR 55622104 1055 18333 SH SOLE 18333 0 0
BP PLC SPONSORED ADR ADR 55622104 39 681 SH SHR 681 0 0
BANK OF AMERICA CORPORATION COM 60505104 881 20342 SH SOLE 20342 0 0
BANK OF AMERICA CORPORATION COM 60505104 238 5500 SH SHR 5500 0 0
BANK NEW YORK INC COM COM 64057102 344 11808 SH SOLE 11808 0 0
BANK NEW YORK INC COM COM 64057102 83 2848 SH SHR 2848 0 0
BELLSOUTH CORP COM COM 79860102 698 25751 SH SOLE 25751 0 0
BELLSOUTH CORP COM COM 79860102 68 2515 SH SHR 2515 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 465 19649 SH SOLE 19649 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 76 3220 SH SHR 3220 0 0
BURKE&HERBERT B&T ALEXANDRIA COM 121331102 24378 11777 SH SOLE 11777 0 0
BURKE&HERBERT B&T ALEXANDRIA COM 121331102 2803 1354 SH SHR 1354 0 0
CIGNA CORP COM COM 125509109 352 5060 SH SOLE 5060 0 0
CHEVRONTEXACO CORP COM COM 166764100 1377 25666 SH SOLE 25666 0 0
CHEVRONTEXACO CORP COM COM 166764100 712 13278 SH SHR 13278 0 0
CISCO SYS INC COM COM 17275R102 299 16497 SH SOLE 16497 0 0
CISCO SYS INC COM COM 17275R102 42 2313 SH SHR 2313 0 0
CITIGROUP INC COM COM 172967101 1141 25850 SH SOLE 25850 0 0
CITIGROUP INC COM COM 172967101 178 4029 SH SHR 4029 0 0
COCA COLA CO COM COM 191216100 10518 262633 SH SOLE 262633 0 0
COCA COLA CO COM COM 191216100 24 600 SH SHR 600 0 0
COLGATE PALMOLIVE CO COM COM 194162103 147 3260 SH SOLE 3260 0 0
COLGATE PALMOLIVE CO COM COM 194162103 133 2950 SH SHR 2950 0 0
CORNING INC COM COM 219350105 134 12075 SH SOLE 12075 0 0
CORNING INC COM COM 219350105 13 1190 SH SHR 1190 0 0
DELL INC COM COM 24702R101 304 8550 SH SOLE 8550 0 0
DELL INC COM COM 24702R101 39 1100 SH SHR 1100 0 0
DISNEY WALT CO COM COM 254687106 437 19389 SH SOLE 19389 0 0
DISNEY WALT CO COM COM 254687106 99 4400 SH SHR 4400 0 0
DOCUCON INC COM NEW COM 255908402 0 14657 SH SOLE 14657 0 0
DOMINION RES INC VA NEW COM COM 25746U109 795 12185 SH SOLE 12185 0 0
DOMINION RES INC VA NEW COM COM 25746U109 109 1675 SH SHR 1675 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1029 24042 SH SOLE 24042 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 102 2383 SH SHR 2383 0 0
1DUN & BRADSTREET CORP DEL NE COM 26483E100 540 9200 SH SOLE 9200 0 0
EXXON MOBIL CORP COM COM 30231G102 4638 95974 SH SOLE 95974 0 0
EXXON MOBIL CORP COM COM 30231G102 2452 50742 SH SHR 50742 0 0
FPL GROUP INC COM COM 302571104 244 3569 SH SOLE 3569 0 0
FPL GROUP INC COM COM 302571104 13 195 SH SHR 195 0 0
FEDERAL HOME LN MTG CORP COM COM 313400301 528 8100 SH SOLE 8100 0 0
FEDERAL HOME LN MTG CORP COM COM 313400301 20 300 SH SHR 300 0 0
FEDERAL NATL MTG ASSN COM COM 313586109 991 15625 SH SOLE 15625 0 0
FEDERAL NATL MTG ASSN COM COM 313586109 59 933 SH SHR 933 0 0
GANNETT INC COM COM 364730101 299 3575 SH SOLE 3575 0 0
GANNETT INC COM COM 364730101 82 975 SH SHR 975 0 0
GENERAL ELEC CO COM COM 369604103 6130 182536 SH SOLE 182536 0 0
GENERAL ELEC CO COM COM 369604103 912 27162 SH SHR 27162 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 234 5359 SH SOLE 5359 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 14 328 SH SHR 328 0 0
HEWLETT PACKARD CO COM COM 428236103 527 28105 SH SOLE 28105 0 0
HEWLETT PACKARD CO COM COM 428236103 58 3110 SH SHR 3110 0 0
HOME DEPOT INC COM COM 437076102 195 4975 SH SOLE 4975 0 0
HOME DEPOT INC COM COM 437076102 11 289 SH SHR 289 0 0
HONEYWELL INTL INC COM COM 438516106 218 6080 SH SOLE 6080 0 0
HONEYWELL INTL INC COM COM 438516106 161 4500 SH SHR 4500 0 0
HUNTINGTON BANCSHARES INC COM COM 446150104 286 11498 SH SOLE 11498 0 0
IMS HEALTH INC COM COM 449934108 311 13000 SH SOLE 13000 0 0
INTEL CORP COM COM 458140100 597 29758 SH SOLE 29758 0 0
INTEL CORP COM COM 458140100 84 4168 SH SHR 2568 160 0
INTERNATIONAL BUSINESS MACHS COM 459200101 725 8454 SH SOLE 8454 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 108 1254 SH SHR 1254 0 0
ISHARES TRLEHMAN AG G BND 464287226 250 2431 SH SOLE 2431 0 0
ISHARES TR DJ U S TOTL MKT 464287846 225 4250 SH SOLE 4250 0 0
JPMORGAN & CHASE & CO COM COM 46625H100 565 14212 SH SOLE 14212 0 0
JPMORGAN & CHASE & CO COM COM 46625H100 49 1224 SH SHR 1224 0 0
JOHNSON & JOHNSON COM COM 478160104 3328 59072 SH SOLE 59072 0 0
JOHNSON & JOHNSON COM COM 478160104 327 5800 SH SHR 5800 0 0
KIMBERLY CLARK CORP COM COM 494368103 545 8435 SH SOLE 8435 0 0
KIMBERLY CLARK CORP COM COM 494368103 110 1700 SH SHR 900 80 0
LOWES COS INC COM COM 548661107 71 1300 SH SOLE 1300 0 0
LOWES COS INC COM COM 548661107 130 2400 SH SHR 2400 0 0
LUCENT TECHNOLOGIES INC COM COM 549463107 51 16035 SH SOLE 16035 0 0
LUCENT TECHNOLOGIES INC COM COM 549463107 6 1755 SH SHR 1755 0 0
MEI CORP NEV COM NEW 552711202 1 16250 SH SOLE 16250 0 0
MANULIFE FINL CORP COM COM 56501R106 305 6969 SH SOLE 6969 0 0
MARRIOTT INTL INC NEW CL A 571903202 203 3908 SH SOLE 3908 0 0
MARRIOTT INTL INC NEW CL A 571903202 26 500 SH SHR 500 0 0
MCDONALDS CORP COM COM 580135101 244 8688 SH SOLE 8688 0 0
MEDTRONIC INC COM COM 585055106 439 8450 SH SOLE 8450 0 0
MEDTRONIC INC COM COM 585055106 51 974 SH SHR 974 0 0
MERCK & CO INC COM COM 589331107 1239 37538 SH SOLE 37538 0 0
MERCK & CO INC COM COM 589331107 233 7075 SH SHR 7075 0 0
MICROSOFT CORP COM COM 594918104 400 14484 SH SOLE 14484 0 0
MICROSOFT CORP COM COM 594918104 503 18200 SH SHR 18200 0 0
MOODYS CORP COM COM 615369105 322 4400 SH SOLE 4400 0 0
MOTOROLA INC COM COM 620076109 347 19223 SH SOLE 19223 0 0
MOTOROLA INC COM COM 620076109 9 500 SH SHR 500 0 0
NORFOLK SOUTHERN CORP COM COM 655844108 632 21262 SH SOLE 21262 0 0
NORFOLK SOUTHERN CORP COM COM 655844108 12 400 SH SHR 400 0 0
PPG INDS INC COM COM 693506107 249 4067 SH SOLE 4067 0 0
PAYNE BROTHERS PROPERTY LLC 695001990 22239 10 SH SHR 10 0 0
PALMER FAMILY PARTNERSHIP 69679A904 160 172473 SH SHR 172473 0 0
PALMER ASSOCIATES LLC 69679A912 55 49249 SH SHR 49249 0 0
PEPSICO INC COM COM 713448108 1921 39494 SH SOLE 39494 0 0
PEPSICO INC COM COM 713448108 96 1970 SH SHR 1970 0 0
PFIZER INC COM COM 717081103 1645 53758 SH SOLE 53758 0 0
PFIZER INC COM COM 717081103 208 6800 SH SHR 6800 0 0
PITNEY BOWES INC COM COM 724479100 326 7382 SH SOLE 7382 0 0
PITNEY BOWES INC COM COM 724479100 26 583 SH SHR 583 0 0
PROCTER & GAMBLE CO COM COM 742718109 602 11122 SH SOLE 11122 0 0
PROCTER & GAMBLE CO COM COM 742718109 78 1440 SH SHR 1440 0 0
PROTECTIVE LIFE CORP COM COM 743674103 10619 270124 SH SOLE 270124 0 0
RF MICRODEVICES INC COM COM 749941100 87 13725 SH SOLE 13725 0 0
RAYTHEON CO COM NEW COM 755111507 77 2030 SH SOLE 2030 0 0
RAYTHEON CO COM NEW COM 755111507 125 3300 SH SHR 3300 0 0
ROYAL DUTCH PETE CO NY REG EUR 780257804 555 10765 SH SOLE 10765 0 0
0.56
SBC COMMUNICATIONS INC COM COM 78387G103 295 11351 SH SOLE 11351 0 0
SBC COMMUNICATIONS INC COM COM 78387G103 75 2881 SH SHR 2881 0 0
SARA LEE CORP COM COM 803111103 379 16560 SH SOLE 16560 0 0
SARA LEE CORP COM COM 803111103 23 1000 SH SHR 1000 0 0
SOUTHERN CO COM COM 842587107 153 5118 SH SOLE 5118 0 0
SOUTHERN CO COM COM 842587107 82 2745 SH SHR 2745 0 0
SPACE PROPULSION SYS INC COM COM 846192102 2 16250 SH SOLE 16250 0 0
SUNTRUST BKS INC COM COM 867914103 314 4460 SH SOLE 4460 0 0
3M CO COM COM 88579Y101 1074 13428 SH SOLE 13428 0 0
3M CO COM COM 88579Y101 173 2160 SH SHR 2160 0 0
TJ PARTNER 885993477 52 52439 SH SOLE 52439 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 188 2018 SH SOLE 2018 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 42 450 SH SHR 450 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 221 3000 SH SOLE 3000 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 52 700 SH SHR 700 0 0
VERIZON COMMUNICATIONS COM COM 92343V104 1175 29838 SH SOLE 29838 0 0
VERIZON COMMUNICATIONS COM COM 92343V104 335 8517 SH SHR 8517 0 0
VERSAR INC COM COM 925297103 340 84700 SH SOLE 84700 0 0
WACHOVIA CORP 2ND NEW COM COM 929903102 849 18091 SH SOLE 18091 0 0
WACHOVIA CORP 2ND NEW COM COM 929903102 30 643 SH SHR 643 0 0
WAL MART STORES INC COM COM 931142103 704 13226 SH SOLE 13226 0 0
WAL MART STORES INC COM COM 931142103 189 3557 SH SHR 3557 0 0
WELLS FARGO & CO NEW COM COM 949746101 643 10775 SH SOLE 10775 0 0
WELLS FARGO & CO NEW COM COM 949746101 58 977 SH SHR 977 0 0
WYETH COM COM 983024100 1206 32250 SH SOLE 32250 0 0
WYETH COM COM 983024100 143 3835 SH SHR 3835 0 0
YUM BRANDS INC COM COM 988498101 292 7174 SH SOLE 7174 0 0
YUM BRANDS INC COM COM 988498101 2 44 SH SHR 44 0 0