WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15 (d) OF THE

                       SECURITIES AND EXCHANGE ACT OF 1934

       Date of Report (Date of Earliest Event Reported): November 6, 2003

                      American Mortgage Acceptance Company
               (Exact Name of Registrant as Specified in Charter)

                 (State or other Jurisdiction of Incorporation)

            0-23972                                     13-6972380
            -------                                     ----------
    (Commission File Number)                (IRS Employer Identification Number)

                     625 Madison Avenue, New York, NY 10022
                    (Address of Principal Executive Offices)

          Registrant's telephone number, including area code: (212) 421-5333

                                Not Applicable
         (Former Name or Former Address, if Changed Since Last Report

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

(a).     Financial Statements

         not applicable

(b).     Pro Forma Financial Information

         not applicable

(c).     Exhibits

         99.1  Press Release of the Registrant, dated November 6, 2003

Item 12. Results of Operations and Financial Condition

     On November 6, 2003, American Mortgage Acceptance Company ("AMAC" or the
"Company") (AMEX: AMC) released a press release announcing its financial results
for the third quarter ended September 30, 2003. A copy of this press release is
attached to this Current Report as Exhibit 99.1 and incorporated herein by

     The information included in this Current Report, including the information
included in Exhibit 99.1 attached hereto, is intended to be furnished pursuant
to "Item 12. Disclosure of Results of Operations and Financial Condition" and
not be deemed to be "filed" for the purposes of Section 18 of the Securities
Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by
reference in any filing under the Securities Act of 1933, as amended
("Securities Act") or the Exchange Act, or otherwise subject to the liabilities
of that Section or Sections 11 and 12(a)(2) of the Securities Act.


Pursuant to the requirements of the Securities and Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                            American Mortgage Acceptance Company

                            BY: /s/ Stuart J. Boesky
                                Stuart J. Boesky
                                President & Chief Executive Officer

November 6, 2003