Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
MACLEAN BRIAN W
   2. Issuer Name and Ticker or Trading Symbol
ST PAUL TRAVELERS COMPANIES INC [STA] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
THE ST. PAUL TRAVELERS COMPANIES, INC., 385 WASHINGTON STREET		 3. Date of Earliest Transaction (Month/Day/Year)
01/25/2005
(Street)

ST. PAUL, MN 55102		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 01/25/2005   A   36,272 (1) A $ 0 64,141 D  
Common Stock               308.4729 I 401(k) Plan
Common Stock               40 I By son

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Options (Right to buy) $ 23.64             06/30/1998 06/30/2007 Common Stock 169   169 D  
Stock Options (Right to buy) $ 34.15             03/24/2005 09/24/2007 Common Stock 488   488 D  
Stock Options (Right to buy) $ 34.17             06/30/1999 06/30/2008 Common Stock 116   116 D  
Stock Options (Right to buy) $ 35.49             04/01/2004 09/24/2007 Common Stock 476   476 D  
Stock Options (Right to buy) $ 36.97 01/25/2005   A   40,589   01/25/2007(2) 01/25/2015 Common Stock 40,589 $ 0 40,589 D  
Stock Options (Right to buy) $ 36.97 01/25/2005   A   101,794   01/25/2009(3) 01/26/2015 Common Stock 101,794 $ 0 101,794 D  
Stock Options (Right to buy) $ 37.29             04/01/2004 10/27/2005 Common Stock 635   635 D  
Stock Options (Right to buy) $ 37.29             04/01/2004 11/02/2008 Common Stock 468   468 D  
Stock Options (Right to buy) $ 37.61             05/03/2004 11/02/2008 Common Stock 3,816   3,816 D  
Stock Options (Right to buy) $ 37.66             05/05/2004 11/02/2008 Common Stock 1,879   1,879 D  
Stock Options (Right to buy) $ 38.43             06/30/2000 06/30/2009 Common Stock 104   104 D  
Stock Options (Right to buy) $ 38.54             04/01/2004 11/02/2008 Common Stock 180   180 D  
Stock Options (Right to buy) $ 39.32             09/29/2004 09/24/2007 Common Stock 536   536 D  
Stock Options (Right to buy) $ 39.32             09/29/2004 11/02/2008 Common Stock 29   29 D  
Stock Options (Right to buy) $ 40.67             11/03/2004 11/02/2008 Common Stock 1,554   1,554 D  
Stock Options (Right to buy) $ 41.58             09/03/2004 11/02/2008 Common Stock 22   22 D  
Stock Options (Right to buy) $ 41.74             07/20/2004 11/02/2008 Common Stock 1,396   1,396 D  
Stock Options (Right to buy) $ 41.9             10/14/2004 09/24/2007 Common Stock 339   339 D  
Stock Options (Right to buy) $ 41.9             10/14/2004 11/02/2008 Common Stock 456   456 D  
Stock Options (Right to buy) $ 42.55             04/27/2006 04/27/2014 Common Stock 64,096   64,096 D  
Stock Options (Right to buy) $ 42.62             08/04/2004 11/02/2008 Common Stock 214   214 D  
Stock Options (Right to buy) $ 42.69             03/22/2003 03/22/2012 Common Stock 75,845   75,845 D  
Stock Options (Right to buy) $ 49.42             07/18/2001 04/18/2010 Common Stock 19,183   19,183 D  
Stock Options (Right to buy) $ 50.55             04/01/2004 04/23/2007 Common Stock 776   776 D  
Stock Options (Right to buy) $ 51.44             04/01/2004 11/02/2008 Common Stock 4,355   4,355 D  
Stock Options (Right to buy) $ 52.4             06/30/2001 06/30/2010 Common Stock 76   76 D  
Stock Options (Right to buy) $ 53.18             04/01/2004 11/02/2008 Common Stock 4,202   4,202 D  
Stock Options (Right to buy) $ 54.66             04/01/2004 10/27/2005 Common Stock 558   558 D  
Stock Options (Right to buy) $ 54.96             04/01/2004 04/23/2007 Common Stock 759   759 D  
Stock Options (Right to buy) $ 55.26             04/01/2004 07/24/2006 Common Stock 1,475   1,475 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
MACLEAN BRIAN W
THE ST. PAUL TRAVELERS COMPANIES, INC.
385 WASHINGTON STREET
ST. PAUL, MN 55102		       Executive Vice President  

Signatures

 Anthony M. Pepper, Attorney-in-Fact   01/27/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Shares of restricted stock granted pursuant to the Company's 2004 Stock Incentive Plan.
(2) The option vests in the following installments: (i) 50% of the option shares on the second anniversary of the grant date and (ii) 25% of the option shares on each of the third and fourth anniversaries of the grant date. The date exercisable reported in the table is the first 50% vesting date.
(3) The option vests in the following installments: (i) 50% of the option shares on the fourth anniversary of the grant date and (ii) 50% of the option shares on the fifth anniversary of the grant date. The date exercisable reported in the table is the first 50% vesting date.

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