july252007_8-k.htm
 


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported)
July 25, 2007
 
AMERICAN NATIONAL BANKSHARES INC.
(Exact name of registrant as specified in its charter)
 
Virginia
0-12820
54-1284688
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)
 
628 Main Street, Danville, VA
 
24541
(Address of principal executive offices)
(Zip Code)
 
Registrant’s telephone number, including area code 434-792-5111
 
Not Applicable
(Former name or former address, if changed since last report.)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
 ¨  
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 ¨  
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 ¨  
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 ¨  
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))
 
Item 2.02 Results of Operations and Financial Condition 

On July 25, 2007, American National Bankshares Inc. issued a news release announcing second quarter earnings for the period ended June 30, 2007, and the expansion into the City of Bedford, Virginia.  The release included Quarterly Balance Sheets, Statements of Income, Net Interest Income Analysis, and Selected Quarterly Financial Data, copies of which are furnished with this Current Report on Form 8-K as Exhibits 99.1 and 99.2. 

Item 9.01 Financial Statements and Exhibits
      (c) Exhibits: The following exhibits are furnished with this report.
 
Exhibit
Number       Description                                                                                                                                                                                                                                                                        
99.1         News Release dated July 25, 2007, entitled "American National Bankshares Inc. Announces Second Quarter Earnings and Branch Expansion" 
 
99.2       Quarterly Balance Sheets, Statements of Income, Net Interest Income Analysis and Selected Financial Data
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 

 
Date: July 25, 2007                                /s/  Neal A. Petrovich                   
              Senior Vice President and Chief Financial Officer