WASHINGTON, DC 20549

                                   FORM 12b-25
                                                 Commission File Number 0-20848

                           NOTIFICATION OF LATE FILING

(Check One):  [  ] Form 10-K   [  ] Form 11-K   [  ] Form 20-F   [ X ] Form 10-Q
[  ] Form N-SAR

For Period Ended:  June 30, 2006

[ ]  Transition Report on Form 10-K         [  ] Transition Report of Form 10-Q
[ ]  Transition Report on Form 20-F         [  ] Transition Report on Form N-SAR
[ ]  Transition Report on Form 11-K

For the Transition Period Ended:


     Nothing in this form shall be  construed to imply that the  Commission  has
verified any information contained herein.

     If the  notification  relates  to a portion of the  filing  checked  above,
identify the item(s) to which the notification relates:

                                     PART I
                             REGISTRANT INFORMATION

Full name of registrant:  Universal Insurance Holdings, Inc.
Former name if applicable:  Universal Heights, Inc.
Address of principal executive office (STREET AND NUMBER):   1110 West Commercial Boulevard, Suite 100
City, state and zip code: Fort Lauderdale, Florida 33309

                                     PART II
                             RULE 12b-25 (b) AND (c)

     If the subject  report could not be filed  without  unreasonable  effort or
expense  and  the  registrant  seeks  relief  pursuant  to Rule  12b-25(b),  the
following should be completed. (Check box if appropriate.)

[X]    (a) The reasons  described in reasonable  detail in Part III of this form
       could not be eliminated without unreasonable effort or expense;

[X]    (b) The subject annual report,  semi-annual report,  transition report on
       Form 10-K,  20-F, 11-K or Form N-SAR, or portion thereof will be filed on
       or before the 15th calendar day following the prescribed due date; or the
       subject  quarterly  report or transition  report on Form 10-Q, or portion
       thereof will be filed on or before the fifth  calendar day  following the
       prescribed due date; and

[  ]   (c)  The  accountant's  statement  or  other  exhibit  required  by  Rule
       12b-25(c) has been attached if applicable.

                                    PART III

     State below in  reasonable  detail the reasons why Form 10-K,  11-K,  20-F,
10-Q,  N-SAR or the transition  report portion thereof could not be filed within
the prescribed time period. (Attach extra sheets if needed.)

     The Company requires additional time for its independent auditors, Blackman
     Kallick  Bartelstein  LLP,  to  complete  their  review  of  the  financial
     statements  to be included in the Form 10-QSB for the period ended June 30,
     2006.  The Company  fully  expects to be able to file the Form 10-QSB on or
     before the fifth calendar day following the prescribed due date.

                                     PART IV
                                OTHER INFORMATION

     (1) Name and  telephone  number  of  person  to  contact  in regard to this

Bradley I. Meier                     (954) 958-1200
(Name)                               (Area Code) (Telephone Number)

     (2) Have all other periodic  reports  required under Section 13 or 15(d) of
the Securities  Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940  during the  preceding  12 months or for such  shorter  period  that the
registrant was required to file such report(s) been filed?  If the answer is no,
identify report(s).

                                                          [X] Yes     [   ] No

     (3) Is it anticipated that any significant  change in results of operations
from the corresponding  period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion thereof?

                                                          [  ] Yes      [X] No

     If so, attach an explanation of the anticipated  change,  both  narratively
and  quantitatively,  and, if  appropriate,  state the reasons why a  reasonable
estimate of the results cannot be made.

                       Universal Insurance Holdings, Inc.
                  (Name of registrant as specified in charter)

has  caused  this  notification  to be signed on its  behalf by the  undersigned
hereunto duly authorized.

Date:  August 14, 2006                   By: /S/ Bradley I. Meier
       ---------------                       ----------------------------------
                                             President and Chief Executive