UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION


                             Washington, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT

                     Pursuant to Section 13 or 15 (d) of the
                         Securities Exchange Act of 1934


                                  APRIL 3, 2006
                Date of report (Date of earliest event reported)


                       UNIVERSAL INSURANCE HOLDINGS, INC.
                  -------------------------------------------
             (Exact name of registrant as specified in its charter)

      DELAWARE                         000-20848                 65-0231984
      --------                         ---------                 ----------
 (State or other jurisdiction     (Commission file number)     (IRS Employer
 of incorporation or                                        Identification No.)
   organization)

       1110 W. COMMERCIAL BLVD. SUITE 100, FORT LAUDERDALE, FLORIDA 33309
       ------------------------------------------------------------------
                    (Address of Principal Executive Offices)

Registrant's telephone number, including area code:    (954) 958-1200
                                                   ----------------------

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     Written communication pursuant to Rule 425 under the Securities Act (17 CFR
     230.425).
     Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12).
     Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 CFR 240.14d-2(b)).
     Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 CFR 240.13e-4(c)).




ITEM 8.01           OTHER EVENTS.
                    -------------


On April 3, 2006,  Universal Insurance Holdings,  Inc. (the "Company") announced
that its board of directors  approved a dividend on the Company's  Common Stock.
The  announcement,  a copy of which is furnished as Exhibit 99.1 to this report,
is incorporated herein by reference.


ITEM 9.01           FINANCIAL STATEMENTS AND EXHIBITS
                    ---------------------------------

(c) Exhibits:

99.1     Press Release, dated April 3, 2006.


                                                SIGNATURES

     Pursuant to the  requirements of the Securities Act of 1934, the Registrant
has duly  caused  this  report to be signed  on its  behalf by the  undersigned,
thereunto duly authorized.





   Date: AUGUST 31, 2006           UNIVERSAL INSURANCE HOLDINGS, INC.
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                                      By:  /s/  BRADLEY I. MEIER
                                          ------------------------
                                                Bradley I. Meier
                                                President and Chief
                                                  Executive Officer