Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15 (d) of the
                         Securities Exchange Act of 1934

                                 April 25, 2007
                Date of report (Date of earliest event reported)

                       Universal Insurance Holdings, Inc.
             (Exact name of registrant as specified in its charter)

          Delaware                        000-20848              65-0231984
---------------------------------  ------------------------  -------------------
(State or other jurisdiction       (Commission file number)    (IRS Employer
of incorporation or organization)                            Identification No.)

       1110 W. Commercial Blvd. Suite 100, Fort Lauderdale, Florida 33309
                    (Address of Principal Executive Offices)

Registrant's telephone number, including area code:    (954) 958-1200

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]   Written  communication  pursuant  to Rule 425 under the Securities Act (17
      CFR  230.425).
[ ]   Soliciting  material  pursuant to Rule 14a-12  under the  Exchange Act (17
      CFR 240.14a-12).
[ ]   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b)).
[ ]   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c)).

ITEM 8.01   Other Events.

On April  25,  2007,  Universal  Insurance  Holdings,  Inc.  announced  that its
application  for listing of its common stock on the American  Stock Exchange has
been approved. The announcement, a copy of which is furnished as Exhibit 99.1 to
this report, is incorporated herein by reference.

ITEM 9.01   Financial Statements and Exhibits

(d)   Exhibits:

99.1  Press Release, dated April 25, 2007.


        Pursuant  to  the  requirements  of the  Securities  Act  of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

     Date: April 25, 2007         UNIVERSAL INSURANCE HOLDINGS, INC.

                                  By:  /s/ Bradley I. Meier
                                           Bradley I. Meier
                                           President and Chief Executive Officer