Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15 (d) of the
                         Securities Exchange Act of 1934

                                  April 3, 2008
                Date of report (Date of earliest event reported)

                       Universal Insurance Holdings, Inc.
             (Exact name of registrant as specified in its charter)

          Delaware                        000-20848              65-0231984
-----------------------------     -----------------------    -------------------
 (State or other jurisdiction     (Commission file number)   (IRS Employer
of incorporation or organization)                            Identification No.)

       1110 W. Commercial Blvd. Suite 100, Fort Lauderdale, Florida 33309
                    (Address of Principal Executive Offices)

Registrant's telephone number, including area code:      (954) 958-1200

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]   Written communication pursuant to Rule 425 under the Securities Act (17
      CFR 230.425).
[ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
      CFR 240.14a-12).
[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b)).
[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c)).

ITEM 8.01    Other Events.

On  April  3,  2008,  the  Company issued a statement addressing a typographical
error in the headings of certain  of  the  financial  statements  in  its Annual
Report  on  Form  10-KSB  filed  with  the  SEC  on March 17, 2008.  The Company
confirms that its financial statements for the year  ended December 31, 2007, as
filed, are audited.  The statement, a copy of which is furnished as Exhibit 99.1
to this report, is incorporated herein by reference.

ITEM 9.01    Financial Statements and Exhibits

(d) Exhibits:

99.1  Press Release, dated April 3, 2008.


      Pursuant to the requirements of the Securities Act of 1934, the Registrant
has duly  caused  this  report to be signed  on its  behalf by the  undersigned,
thereunto duly authorized.

   Date: April 3, 2008                 UNIVERSAL INSURANCE HOLDINGS, INC.

                                        /s/ James M. Lynch
                                        Chief Financial Officer