UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION


                             Washington, D.C. 20549


                                    FORM 8-K
                                    --------


                                 CURRENT REPORT

                     Pursuant to Section 13 or 15 (d) of the
                         Securities Exchange Act of 1934



                                 August 15, 2008
                                 ---------------
                Date of report (Date of earliest event reported)

                       Universal Insurance Holdings, Inc.
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             (Exact name of registrant as specified in its charter)


             Delaware                     000-20848             65-0231984
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 (State or other jurisdiction      (Commission file number)  (IRS Employer
 of incorporation or organization)                           Identification No.)


       1110 W. Commercial Blvd. Suite 100, Fort Lauderdale, Florida 33309
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                    (Address of Principal Executive Offices)

 Registrant's telephone number, including area code:(954) 958-1200
                                                    --------------

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):


[ ]  Written communication pursuant to Rule 425 under the Securities Act (17
     CFR 230.425).
[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12).
[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b)).
[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c)).



ITEM 8.01    Other Events.
             -------------

On  August  15,  2008,  Universal Insurance Holdings, Inc. ("Company") announced
that its board of directors  approved  a dividend on the Company's Common Stock.
The announcement, a copy of which is furnished  as  Exhibit 99.1 to this report,
is incorporated herein by reference.

ITEM 9.01    Financial Statements and Exhibits
             ---------------------------------

(c) Exhibits:

99.1  Press Release, dated August 15, 2008.




                                   SIGNATURES

     Pursuant to the requirements of the Securities Act of 1934, the Registrant
has duly caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.




 Date: August 26, 2008          UNIVERSAL INSURANCE HOLDINGS, INC.


                                /s/ Bradley I. Meier
                                -------------------------------------
                                Bradley I. Meier
                                President and Chief Executive Officer