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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 22, 2004
PROVIDENT FINANCIAL SERVICES, INC.
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(Exact name of registrant as specified in its charter)
Delaware 1-31566 42-1547151
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
830 Bergen Avenue, Jersey City, New Jersey 07306-4599
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (201) 333-1000
Not Applicable
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(Former name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits.
(a) Not Applicable.
(b) Not Applicable.
(c) Exhibits.
Exhibit No. Description
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99 Press release dated January 22, 2004
Item 12. Results of Operations and Financial Condition.
On January 22, 2004, Provident Financial Services, Inc. announced its
earnings for the quarter ended December 31, 2003. A copy of the press release
dated January 22, 2004, detailing earnings for this period is attached as
Exhibit 99 to this report.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PROVIDENT FINANCIAL SERVICES, INC.
DATE: February 2, 2004 By: /s/ Paul M. Pantozzi
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Paul M. Pantozzi
Chairman, Chief Executive Officer and
President
EXHIBIT 99
PRESS RELEASE OF PROVIDENT FINANCIAL SERVICES, INC.