UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 26, 2004
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PROVIDENT FINANCIAL SERVICES, INC.
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(Exact name of registrant as specified in its charter)
Delaware 1-31566 42-1547151
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
830 Bergen Avenue, Jersey City, New Jersey 07306-4599
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (201) 333-1000
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Not Applicable
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(Former name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits.
(a) Not Applicable.
(b) Not Applicable.
(c) Exhibits.
Exhibit No. Description
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99.1 Press release dated July 26, 2004
Item 12. Results of Operations and Financial Condition.
On July 26, 2004, Provident Financial Services, Inc. announced its
earnings for the quarter ended June 30, 2004. A copy of the press release dated
July 26, 2004, detailing earnings for this period is attached as Exhibit 99.1 to
this report.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PROVIDENT FINANCIAL SERVICES, INC.
DATE: July 27, 2004 By: /s/ Paul M. Pantozzi
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Paul M. Pantozzi
Chairman and Chief Executive Officer
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EXHIBIT INDEX
Exhibit Description
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99.1 Press release dated July 26, 2004.