UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): January 26, 2005
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PROVIDENT FINANCIAL SERVICES, INC.
(Exact Name of Registrant as Specified in its Charter)
Delaware 001-31566 42-1547151
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(State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer
of Incorporation) Identification No.)
830 Bergen Avenue, Jersey City, New Jersey 07306-4599
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (201) 333-1000
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Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 2.02 Results of Operation and Financial Condition.
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On January 26, 2005, Provident Financial Services, Inc. (the "Company")
issued a press release reporting its financial results for the three months and
full year ended December 31, 2004. A copy of the press release is attached as
Exhibit 99.1 to this report and is being furnished to the SEC and shall not be
deemed "filed" for any purpose.
Item 7.01 Regulation FD Disclosure.
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On January 26, 2005, the Company announced that its Board of Directors took
the following actions:
1. declared a $0.07 per share dividend, payable on February 28, 2005 to
stockholders of record on February 11, 2005, which represents an increase
of 16.7% from the prior quarter's cash dividend; and
2. authorized a new stock repurchase program for the Company to purchase up to
5% of its outstanding shares of common stock, par value $0.01 per share or
approximately 3.7 million shares.
These announcements were included as part of the press release announcing
financial results issued by the Company on January 26 and attached as Exhibit
99.1 to this report. A copy of the press release is being furnished to the SEC
and shall not be deemed "filed" for any purpose.
Item 9.01. Financial Statements and Exhibits
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(c) Exhibits.
Exhibit No. Description
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99.1 Press release issued by the Company
on January 26, 2005 announcing its
financial results for the three
months and full year ended December
31, 2004, the declaration of a
quarterly cash dividend and the
authorization of a stock repurchase
program.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PROVIDENT FINANCIAL SERVICES, INC.
DATE: January 26, 2005 By: /s/ Paul M. Pantozzi
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Paul M. Pantozzi
Chairman and Chief Executive Officer
EXHIBIT INDEX
Exhibit Description
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99.1 Press release issued by the Company on January 26, 2005
announcing its financial results for the three months
and full year ended December 31, 2004, the declaration
of a quarterly cash dividend and authorization of a
stock repurchase program.