FORM 11-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

(Mark One)

þ		ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2010

OR

o		TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                      to                     

Commission file number 001-13958

A.

Full title of the Plan and the address of the Plan, if different from that of the issuer named below:

THE HARTFORD INVESTMENT AND SAVINGS PLAN

B.

Name of issuer of the securities held pursuant to the Plan and the address of its principal executive office:

THE HARTFORD FINANCIAL SERVICES GROUP, INC.
One Hartford Plaza, Hartford, Connecticut 06155

 

 

The Hartford Investment and Savings Plan
TABLE OF CONTENTS
December 31, 2010 and 2009

		Page No(s).
Report of Independent Registered Public Accounting Firm			F-1
Financial Statements:
Statements of Net Assets Available for Benefits as of December 31, 2010 and 2009			F-2
Statement of Changes in Net Assets Available for Benefits for the Year Ended December 31, 2010			F-3
Notes to Financial Statements as of December 31, 2010 and 2009 and for the year ended December 31, 2010			F-4 – F-13
Supplemental Schedule:
Form 5500, Schedule H, Part IV, Line 4i - Schedule of Assets (Held at End of Year) as of December 31, 2010			F-14 – F-30
Signature			F-31
Exhibits
Exhibit 23.1 - Consent of Independent Registered Public Accounting Firm

All other schedules required by Section 2520.103-10 of the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they are not applicable.

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Plan Administrator and Members of
The Hartford Investment and Savings Plan
Hartford, Connecticut

We have audited the accompanying statements of net assets available for benefits of The Hartford Investment and Savings Plan (the “Plan”) as of December 31, 2010 and 2009, and the related statement of changes in net assets available for benefits for the year ended December 31, 2010. These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The Plan is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audits included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Plan’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, such financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2010 and 2009, and the changes in net assets available for benefits for the year ended December 31, 2010 in conformity with accounting principles generally accepted in the United States of America.

Our audits were conducted for the purpose of forming an opinion on the basic 2010 financial statements taken as a whole. The supplemental schedule of assets (held at end of year) as of December 31, 2010 is presented for the purpose of additional analysis and is not a required part of the basic 2010 financial statements, but is supplementary information required by the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. This schedule is the responsibility of the Plan’s management. Such schedule has been subjected to the auditing procedures applied in our audit of the basic 2010 financial statements and, in our opinion, is fairly stated in all material respects when considered in relation to the basic 2010 financial statements taken as a whole.

DELOITTE & TOUCHE LLP

Hartford, Connecticut
June 28, 2011

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN

		2010				2009
Assets
Investments, at fair value:
The Hartford Stock Fund, common stock 7,943,419 and 8,348,519 shares at December 31, 2010 and 2009, respectively		$	210,421			$	194,187
The Hartford ISP S&P Index Fund			203,365				185,550
Separately managed account			4,888				1,818
Mutual funds			1,666,897				1,406,412
Pooled temporary investments			17,840				13,477
Group annuity contracts			688,118				670,763
Total investments			2,791,529				2,472,207
Receivables:
Notes receivable from participants			54,102				49,448
Dividends and interest receivable			2,426				2,463
Total receivables			56,528				51,911
Total assets			2,848,057				2,524,118
Liabilities
Administrative expenses payable			683				701
Total liabilities			683				701
Net assets available for benefits at fair value			2,847,374				2,523,417
Adjustment from fair value to contract value for fully benefit-responsive investment contracts			(33,549	)			(15,007	)
Net assets available for benefits		$	2,813,825			$	2,508,410

See Notes to Financial Statements.

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN

		2010
Investment gain:
Net appreciation in fair value of investments		$	278,638
Dividends			20,957
Total investment gain			299,595
Interest income on notes receivable from participants			2,796
Contributions:
Employee contributions			138,263
Employer contributions, net of forfeitures			62,138
Rollover contributions			7,379
Total contributions			207,780
Total additions			510,171
Deductions from net assets attributed to:
Benefits paid to Members			202,279
Administrative expenses			2,477
Total deductions			204,756
Net increase			305,415
Net assets available for benefits:
Beginning of year			2,508,410
End of year		$	2,813,825

See Notes to Financial Statements.

THE HARTFORD INVESTMENT AND SAVINGS PLAN

Note 1. Description of the Plan

The following description of The Hartford Investment and Savings Plan (the “Plan” or “ISP”) is provided for general information purposes only. Members should refer to the Plan Document for more complete information. “Members” refers to eligible participants of the Plan.

The Hartford Financial Services Group, Inc. (“HFSG”) is a holding company for insurance and financial service subsidiaries that provide investment products and life and property and casualty insurance to both individual and business customers in the United States (collectively, “The Hartford” or the “Company”). Also, The Hartford continues to administer business previously sold in Japan and the U.K. The Plan Sponsor, Hartford Fire Insurance Company, is a wholly owned subsidiary of HFSG.

Information with regard to eligibility, contributions, distributions, vesting, trustees, withdrawals, loans, fund redistribution and certain definitions are contained in the Plan Document. A Summary Plan Description setting forth the highlights of the Plan is available to Members on the Fidelity NetBenefits website. Fidelity serves as the record keeper of the Plan.

Plan Changes

See Note 12 for a general description of amendments made to the Plan Document during the years ended December 31, 2010 and 2009.

General

The Plan is a defined contribution plan covering substantially all full-time and part-time employees of the Company. The Pension Administration Committee of the Company controls and manages the operation and administration of the Plan, subject to certain exemptions that are specified in the Plan. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (“ERISA”).

The Trust, as defined in the Plan Document, is the aggregate funds held by the trustee, State Street Bank and Trust Company (the “Trustee”), under the trust agreement established for the purposes of this Plan.

Contributions

Members may elect to save a percentage of their base salary and may designate their savings as before-tax, Roth 401(k), after-tax or a combination thereof. Generally, savings may be elected based on 1% to 30% of base salary. Members who are highly compensated employees may have contribution limits of less than 30% due to the operation of certain tests required under the Internal Revenue Code of 1986, as amended (the “Code”). Pursuant to the terms of the Plan, highly compensated employees are employees whose prior year earnings were equal to or exceeded $110 per annum for 2010.

Basic Savings are contributions which are not in excess of the first 6% of a Member’s base salary. For Members who have completed at least six months of service, an amount equal to 50% of a Member’s Basic Savings is matched by the Company (“Matching Company contribution”). Members’ savings in excess of 6% of base salary are Supplemental Savings that are not matched by the Company. In addition, the Company contributes 0.5% of highly compensated eligible employees’ base salary and 1.5% of all other eligible employees’ base salary (“Floor Company contribution”) to each employee’s Floor Company contribution account. An employee becomes eligible for Floor Company contributions after completing six months of service, regardless of whether the employee elects to participate in the Plan.

Administrative Costs

The Trust pays certain administrative expenses of the Plan out of the assets of the Trust. Expenses not paid by the Trust are borne by the Company.

Note 1. Description of the Plan (continued)

Member Accounts

Individual accounts are maintained for each Member. Each Member’s account is credited with that Member’s contributions and allocations of (a) the Matching Company contributions and Floor Company contributions and (b) Plan earnings, and is charged with withdrawals and an allocation of administrative expenses and Plan losses. Allocations are based on Member account balances, as defined in the Plan Document. The benefit to which a Member is entitled is the benefit that can be provided from that Member’s vested account balance.

Vesting

Members are 100% vested at all times with respect to employee and Floor Company contributions and earnings thereon. Vesting in Matching Company contributions begins after one year of service at which time Members are 20% vested. The vesting increases 20% each consecutive year until the fifth anniversary of service at which time the Members are 100% vested. Notwithstanding the foregoing statement, a Member becomes fully vested in such Member’s Matching Company contribution account upon retirement (for certain Members), disability, death, reaching age 65, or upon the complete discontinuance of Matching Company contributions or termination of the Plan.

Investment Options

As of December 31, 2010, contributions of Member savings and Company contributions may be invested in any of the twenty-five investment options of the Plan in multiples of 1%, as elected by the Member (“Member directed investments”).

Certain investment options are parties-in-interest with The Hartford. See Notes 3 and 10 for further discussion.

Member Loans

Members may borrow from their accounts a minimum of $0.5 to a maximum equal to the lesser of $50 or 50% of their vested account balance. Loan transactions are treated as transfers between the investment funds and the loan fund. Loan terms range from one to five years, or up to 15 years for the purchase of a primary residence. The loan is secured by the balance in the Member’s account. The interest rate on a loan in a calendar quarter is set on the last business day of the prior February, May, August or November based on the prime rate provided by Reuters on that date plus one percentage point and is fixed for the term of the loan. Principal and interest is paid ratably through payroll deductions.

Payment of Benefits

On termination of service due to death, disability, retirement, or certain other reasons, Members or their designated beneficiaries may elect to receive either a lump sum amount equal to the value of their vested account balance, annual installments over a period not greater than thirty years (subject to certain conditions), or annual installments over the recipient’s life expectancy. Distributions may be paid in cash or, with respect to The Hartford Stock Fund, in stock distributions. Members or their designated beneficiaries may also elect to defer distributions subject to certain conditions.

Forfeitures

At December 31, 2010 and 2009, forfeited non-vested account balances totaled $10 and $5, respectively. These forfeitures are applied to reduce future Matching Company contributions. During the year ended December 31, 2010, Matching Company contributions were reduced by $1,368 from forfeitures.

Note 2. Accounting Policies

Basis of Accounting

The accompanying financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and the Department of Labor’s Rules and Regulations for Reporting and Disclosure under ERISA.

Note 2. Accounting Policies (continued)

Use of Estimates

The preparation of financial statements in conformity with U.S. GAAP requires management of the Plan to make estimates and assumptions that affect the reported amounts of assets and liabilities and changes therein, and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of additions and deductions during the reporting period. Actual results could differ from those estimates.

Adoption of New Accounting Standards

In January 2010, the FASB issued ASU No. 2010-06, Fair Value Measurements and Disclosures (ASU No. 2010-06), which amends ASC 820 (originally issued as FASB Statement No. 157, Fair Value Measurements), adding new disclosure requirements for levels 1 and 2, separate disclosures of purchases, sales, issuances, and settlements relating to level 3 measurements and clarification of existing fair value disclosures. ASU No. 2010-06 is effective for periods beginning after December 15, 2009, except for the requirement to provide level 3 activities of purchases, sales, issuances, and settlements on a gross basis, which will be effective for fiscal years beginning after December 15, 2010. The Plan prospectively adopted the new guidance in 2010, except for the Level 3 reconciliation disclosures, which are required in 2011. The adoption in 2010 did not materially affect, and future adoption is not expected to materially affect, the Plan’s financial statements.

In September 2010, the FASB issued ASU No. 2010-25, Reporting Loans to Participants by Defined Contribution Pension Plans, which amends ASC 820, adding new disclosure requirements for participant loans to be classified as “Notes receivable from participants” within Receivables on the Statement of Net Assets Available for Benefits rather than a plan investment and measured at unpaid principal balance plus accrued but unpaid interest rather than fair value. The Plan retrospectively adopted the new accounting in 2010. The adoption did not have a material effect on the Plan’s financial statements.

Investment Valuation and Income Recognition

The Plan’s investments are stated at fair value. Fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (See Note 5). The fair value of the common stock of HFSG is based on quoted market prices. The Hartford ISP S&P Index Fund, separately managed account, mutual funds and pooled temporary investment funds are valued at the net asset value of shares, which represent the fair value of the underlying securities, held by the Plan at year end. The group annuity contracts (the “Stable Value Fund”) include synthetic guaranteed investment contracts (“GICs”) whose underlying securities are stated at fair value. Fair value of the underlying securities in the GICs is determined by the issuer based on the discounted replacement cost methodology, which incorporates the difference between current market level rates for the wrapper contract and the wrapper fee presently being charged. The GICs are stated at fair value and then adjusted to contract value as described in Note 4. Purchases and sales of securities are recorded on a trade-date basis. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date.

Investment securities, in general, are exposed to various risks, such as interest rate, credit and overall market volatility. Due to the level of risk associated with certain investment securities, it is possible that changes in the values of investment securities may occur in the near term and such changes could materially affect the amounts reported in the financial statements.

Investment expenses charged to the Plan for investments in the mutual funds are charged directly against the assets of the Fund and are not separately reflected. Consequently, investment expenses are reflected as a reduction of investment return for such investments.

Payment of Benefits

Benefits paid to Members are recorded when distributed.

Contributions

Employee and employer contributions are recorded in the period during which the Company makes payroll deductions from Members’ compensation.

Notes Receivable from Participants

Notes receivable from participants are measured at their unpaid principal balance plus any accrued but unpaid interest. Delinquent participant loans are recorded as distributions based on the terms of the Plan Document.

Note 3. Investments

The following investments represented 5% or more of the fair value of the Plan’s net assets available for benefits at the end of the Plan year:

		December 31,
		2010				2009
* The Hartford Stock Fund, common stock (7,943,419 and 8,348,519 shares at December 31, 2010 and 2009, respectively)		$	210,421			$	194,187
* The Hartford ISP S&P Index Fund			203,365				185,550
Mutual funds:
* Capital Appreciation HLS Fund			342,491				303,458
* MidCap HLS Fund			256,027				205,109
Group annuity contracts:
JPMorgan Chase Bank, Contract #AITTH01			199,221				184,424
Monumental Life Insurance Company #MDA00912TR			**				146,952

For the year ended December 31, 2010, the Plan’s investments had net appreciation, including gains and losses on investments bought and sold, as well as held during the year, as follows:

The Hartford Stock Fund, common stock		$	26,771
The Hartford ISP S&P Index Fund			27,091
Separately managed account			728
Group annuity contracts			22,690
Mutual funds
Bond Investments			9,695
Large-Cap Equities			59,531
Mid-Cap Equities			47,506
Small-Cap Equities			27,710
International Equities			20,592
Vanguard Retirement Funds			36,324
Net appreciation in fair value of investments		$	278,638

Note 4. Investments in Group Annuity Contracts

The Plan has entered into numerous synthetic group annuity contracts with unaffiliated insurance carriers within the Stable Value Fund. A synthetic group annuity contract is an investment contract through an issuer’s guarantee of a specific interest rate (the wrapper contract) and a fixed income portfolio of financial instruments that are owned by the Plan. The synthetic GIC contracts include underlying securities which are held in a trust owned by the Plan and utilize a benefit-responsive wrapper contract managed by DB Advisors. The fair value of the benefit-responsive wrapper contracts was $2,217 at December 31, 2010 and $222 at December 31, 2009. The contract provides that participants execute Plan transactions at contract value. These contracts are fully benefit-responsive and are included in the financial statements at fair value (see Note 2). Fully benefit-responsive contracts provide for a stated return on principal invested over a specified period and permit withdrawals at contract value for benefit payments, loans, or transfers. Contract value represents contributions made under the contract, plus earnings, less Plan withdrawals and administrative expenses. Certain events, such as a Plan termination, divestiture or reduction in force may limit the ability of the Plan to transact at contract value or may allow for the termination of the wrapper contract at less than contract value. The Plan Sponsor does not believe that any events that may limit the ability of the Plan to transact at contract value are probable.

Note 4. Investments in Group Annuity Contracts (continued)

The relationship of future crediting rates and the adjustments to contract value reported on the statements of net assets available for benefits are provided through the mechanism of the crediting rate formula. The crediting rate is based on the current yield-to-maturity, the duration of the portfolio, and the amortization of gains and losses, defined as the difference between the market value and contract value of the wrapper. Key factors that could influence future crediting rates include, but are not limited to, Plan cash flows, changes in interest rates, total return performance of the fair market value bond strategies underlying each synthetic GIC contract, default or credit failures of any of the securities, investment contracts, or other investments held in the fund and the initiation of an extended termination of one or more synthetic GIC contracts by the manager or the contract issuer. The rate of return earned on a synthetic GIC is generally reset quarterly by the issuer based on market rates of other similar investments, the current yield of the underlying investments and the spread between the market value and contract value, but the rate can not be less than zero.

The contract issuer is not allowed to terminate any of the synthetic GICs and settle at an amount different from contract value unless there is a breach of the contract which is not corrected within the applicable cure period. Actions that will result in a breach include, but are not limited to, material misrepresentation, failure to pay synthetic GIC fees, or any other payment due under the contract, and failure to adhere to investment guidelines. The Plan has not breached any contracts in 2010 or 2009.

Average yields:		2010				2009
Based on annualized earnings (1)			2.36	%			3.26	%
Based on interest rate credited to participants (2)			3.45	%			3.61	%

The following table represents the adjustment from fair value to contract value for each of the contracts as of
December 31, 2010:

				Major		Investments				Investments				Adjustment from
		Contract		Credit		at Contract				at Fair				Fair Value to
Carrier Name		Number		Ratings		Value				Value				Contract Value
JPMorgan Chase Bank		AITTH01		AA- / Aa1		$	185,970			$	199,221			$	(13,251	)
JPMorgan Chase Bank		AITTH02		AA- / Aa1			49,938				53,808				(3,870	)
Monumental Life Insurance Company		MDA00911TR		AA- / A1			113,520				120,816				(7,296	)
Monumental Life Insurance Company		MDA00912TR		AA- / A1			135,214				137,278				(2,064	)
Natixis Financial Products Inc.		WR1879-01		A+ / Aa3			85,936				87,083				(1,147	)
Natixis Financial Products Inc.		1879-02		A+ / Aa3			83,991				89,912				(5,921	)
Total						$	654,569			$	688,118			$	(33,549	)

The following table represents the adjustment from fair value to contract value for each of the contracts as of
December 31, 2009:

				Major		Investments				Investments				Adjustment from
		Contract		Credit		at Contract				at Fair				Fair Value to
Carrier Name		Number		Ratings		Value				Value				Contract Value
JPMorgan Chase Bank		AITTH01		AA- / Aa1		$	179,157			$	184,424			$	(5,267	)
JPMorgan Chase Bank		AITTH02		AA- / Aa1			48,005				49,813				(1,808	)
Monumental Life Insurance Company		MDA00911TR		AA- / A1			109,450				112,467				(3,017	)
Monumental Life Insurance Company		MDA00912TR		AA- / A1			145,760				146,952				(1,192	)
Natixis Financial Products Inc.		WR1879-01		A+ / Aa3			92,644				93,305				(661	)
Natixis Financial Products Inc.		1879-02		A+ / Aa3			80,740				83,802				(3,062	)
Total						$	655,756			$	670,763			$	(15,007	)

Note 5. Fair Value Measurements

The Plan classifies its investments into level 1, which refers to securities valued using quoted prices from active markets for identical assets; level 2, which refers to securities not traded on an active market but for which observable market inputs are readily available; and level 3, which refers to securities valued based on significant unobservable inputs. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. The Plan’s policy is to recognize significant transfers between levels at the beginning of the reporting period. Transfers between Level 1 and Level 2 were not material for the year ended December 31, 2010.

A description of additional inputs used in the Plan’s Levels 1, 2 or 3 measurements is listed below:

Level 1		Observable inputs that reflect quoted prices for identical assets in active markets that the Plan has the ability to access at the measurement date. Level 1 securities include highly liquid U.S. Treasuries, money market funds and exchange traded equity securities, open-ended mutual funds and derivative securities, including futures contracts.
Level 2		The fair values of most of the Plan’s Level 2 investments are determined by management after considering prices received from third party pricing services. These investments include most fixed maturities.

•

ABS, CMBS and RMBS — Primary inputs also include monthly payment information, collateral performance, which varies by vintage year and includes delinquency rates, collateral valuation loss severity rates, collateral refinancing assumptions and, for ABS and RMBS, estimated prepayment rates.

•

Corporates — Primary inputs also include observations of credit default swap curves related to the issuer.

•

Municipals — Primary inputs also include Municipal Securities Rulemaking Board reported trades and material event notices, and issuer financial statements.

•

Short-term investments — Primary inputs also include material event notices and new issue money market rates.

Level 3

The Plan’s securities classified as Level 3 are valued based on brokers’ prices. Long-dated securities are priced based on third party pricing services. Primary inputs for these long-dated securities are consistent with the typical inputs used in Level 1 and Level 2 measurements noted above, but include benchmark interest rate or credit spread assumptions that are not observable in the marketplace.

The following tables set forth by level within the fair value hierarchy a summary of the Plan’s investments measured at fair value on a recurring basis at December 31, 2010 and 2009.

The tables below include the major categorization for debt and equity securities on the basis of the nature and risk of the investments at December 31, 2010 and 2009.

		Investment Assets at Fair Value as of December 31, 2010
		Quoted Prices				Significant				Significant
		in Active				Observable				Unobservable
		Markets				Inputs				Inputs
		(Level 1)				(Level 2)				(Level 3)				Total
Short Term Investments		$	—			$	88,950			$	—			$	88,950
Fixed Income Securities:
Group annuity contracts															—
Short Term Investments			—				10,736				—				10,736
Debt Securities including U.S. Government Securities			13,143				658,124				6,115				677,382
Bond Investments			150,609				—				—				150,609
Equity Securities:
Company Stock			210,421				—				—				210,421
Large-Cap Equities			482,479				203,365				—				685,844
Mid-Cap Equities			256,027				—				—				256,027
Small-Cap Equities			147,022				—				—				147,022
International Equities			179,554				—				—				179,554
Vanguard Retirement Funds			384,984				—				—				384,984
Total investments at fair value [1]		$	1,824,239			$	961,175			$	6,115			$	2,791,529

Note 5. Fair Value Measurements (continued)

		Investment Assets at Fair Value as of December 31, 2009
		Quoted Prices				Significant				Significant
		in Active				Observable				Unobservable
		Markets				Inputs				Inputs
		(Level 1)				(Level 2)				(Level 3)				Total
Short Term Investments		$	—			$	86,171			$	—			$	86,171
Fixed Income Securities:
Group annuity contracts															—
Short Term Investments			—				17,445				—				17,445
Debt Securities including U.S. Government Securities			15,441				619,534				18,343				653,318
Bond Investments			128,737				—				—				128,737
Equity Securities:
Company Stock			194,187				—				—				194,187
Large Cap Equities			423,477				185,550				—				609,027
Mid-Cap Equities			205,108				—				—				205,108
Small-Cap Equities			113,594				—				—				113,594
International Equities			158,500				—				—				158,500
Vanguard Retirement Funds			306,120				—				—				306,120
Total investments at fair value [2]		$	1,545,164			$	908,700			$	18,343			$	2,472,207

Total Plan investment assets at fair value classified within level 3 were $6,115 and $18,343, as of December 31, 2010 and 2009, respectively, which consists of the Plan’s Stable Value Fund guaranteed investment contract holdings. Such amounts were less than 1% of “Total investments” on the Plan’s statement of net assets available for benefits at fair value for both December 31, 2010 and December 31, 2009.

Rollforward of Fair Value Measurements Using Significant Unobservable Inputs (Level 3)

The table below sets forth a summary of changes in the fair value of the Plan’s level 3 investments for the year ended December 31, 2010. As reflected in the table below, the net unrealized gain/(loss) on level 3 investment assets was $4,292 as of December 31, 2010. This was comprised of net unrealized gains of $4,294 and net unrealized losses of $(2) on group annuity contracts for the year ended December 31, 2010.

		Level 3 Investment Assets
		and Investment Liabilities
		Year Ended December 31, 2010
		Group Annuity Contracts
Balance, beginning of year		$	18,343
Realized losses, net			(1,765	)
Unrealized gains, net			4,292
Purchases			—
Issuances			—
Settlements			—
Sales			(6,055	)
Transfers in and / or out of level 3			(8,700	)
Balance, end of year		$	6,115

The change in unrealized gains included in the statement of changes in net assets available for benefits related to assets still held at the reporting date totaled $2,131 as of December 31, 2010. The transfer out of level 3 to level 2 was due to a change in the pricing source which allowed for further validation of inputs.

The valuation methods as described in Note 2 may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, although the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.

Note 6. Derivative Financial Instruments

Futures Contracts — The Plan enters into futures contracts as part of the Stable Value Fund in the normal course of its investing activities to manage market risk associated with the Plan’s fixed-income investments and to achieve overall investment portfolio objectives. These contracts involve elements of market risk in excess of amounts recognized in the statements of net assets available for benefits. The credit risk associated with these contracts is minimal, as they are traded on organized exchanges and settled daily.

During 2010 and 2009, the Plan was a party to futures contracts held for trading purposes for U.S. Treasury bonds. Upon entering into a futures contract, the Plan is required to deposit either in cash or securities an amount (“initial margin”) equal to a certain percentage of the nominal value of the contract. Subsequent payments are then made or received by the Plan, depending on the daily fluctuation in the value of the underlying contracts. U.S. Treasury bills owned and included in the investments of the Plan, with a value of $1,408 and $2,197 at December 31, 2010 and 2009, respectively, were held by the Plan’s brokers as performance security on futures contracts.

At December 31, 2010 and 2009, the Plan had futures contracts to purchase or sell U.S. Treasury bonds contracts.

The fair value of futures contracts in the statements of net assets available for benefits is zero at December 31, 2010 and 2009, as settlements are by cash daily. Changes in fair value are accounted for as net appreciation (depreciation) in fair value of investments. For the year ended December 31, 2010 and 2009, the net (loss) gain related to future contracts was $(346) and $276, respectively.

Note 7. Federal Income Tax Status

The Internal Revenue Service has determined and informed the Company by letter dated March 23, 2004 that the Plan and related Trust are designed in accordance with applicable sections of the Code. The Plan has been amended since receiving the determination letter. However, the Company and the Plan Administrator believe that the Plan is designed and is currently being operated in compliance with the applicable requirements of the Code and the Plan and related Trust continue to be tax-exempt. Therefore, no provision for income taxes has been included in the Plan’s financial statements.

U.S. GAAP requires that Plan management evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. The Plan administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2010 and 2009, there are no uncertain positions taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to audit by the Internal Revenue Service; however there are currently no audits for any tax periods in progress. The Plan administrator believes it is no longer subject to income tax examinations for years prior to 2007.

Note 8. Plan Termination

Although the Company has not expressed any intent to do so, the Company has the right under the Plan to suspend, reduce, or partially or completely discontinue its contributions at any time and to terminate the Plan, the Trust agreement and the Trust hereunder, subject to the provisions of ERISA. In the event of termination or partial termination of the Plan or complete discontinuance of contributions, the interests of affected Members automatically become fully-vested.

Note 9. Reconciliation of Financial Statements to Form 5500

The following is a reconciliation of net assets available for benefits between the accompanying financial statements and the amounts reflected in Form 5500 as of December 31, 2010 and 2009:

		2010				2009
Net assets available for benefits per accompanying financial statements		$	2,813,825			$	2,508,410
Amounts allocated to withdrawing Members			(73	)			(7	)
Adjustment from contract value to fair value for fully benefit-responsive investment contracts			33,549				15,007
Net assets per Form 5500		$	2,847,301			$	2,523,410

Note 9. Reconciliation of Financial Statements to Form 5500 (continued)

The following is a reconciliation of total investment gain and contributions on the accompanying financial statements and the amount reflected in Form 5500 for the year ended December 31, 2010:

Total investment gain and contributions per accompanying financial statements		$	510,171
Add adjustment from contract value to fair value for fully benefit-responsive investment contracts at beginning of the year			(15,007	)
Deduct adjustment from contract value to fair value for fully benefit-responsive investment contracts at the end of the year			33,549
Total income per Form 5500		$	528,713

The following is a reconciliation of benefits paid to Members between the accompanying financial statements and the amount reflected in Form 5500 for the year ended December 31, 2010:

Benefits paid to Members per accompanying financial statements		$	202,279
Add amounts allocated to withdrawing Members current year			73
Deduct amounts allocated to withdrawing Members prior year			(7	)
Deduct corrective distributions			(34	)
Deduct amounts allocated to deemed loan distributions			(40	)
Benefits paid to Members per Form 5500		$	202,271

Note 10. Party-in-Interest Transactions

Certain plan investments are in funds managed by the Trustee, certain subsidiaries of the Company and DB Advisors. Fees paid by the Plan for trustee, custodial and investment management services amounted to $765 for the year ended December 31, 2010. Fees paid by the Plan to a subsidiary of the Company pursuant to a group annuity contract issued by a subsidiary amounted to $23 for the year ended December 31, 2010. In addition, certain Plan investments are shares of mutual funds that are sponsored by The Hartford and shares of HFSG’s common stock. At December 31, 2010 and 2009, the Plan held 7,943,419 shares and 8,348,519 shares of common stock of HFSG with a cost basis of $268,082 and $281,215, respectively. During the year ended December 31, 2010, the Plan recorded dividend income from HFSG’s common stock and The Hartford’s mutual funds of $12,908.

Note 11. Plan Merger

Effective January 1, 2009, PLANCO, a subsidiary of the Company, merged its Profit Sharing Plan into the Plan, resulting in the transfer of $25,902 in net assets and $801 in participant loans into the Plan. Assets were converted in-kind for the mutual funds offered in the Plan. Assets not offered in the Plan were liquidated and invested in the corresponding Vanguard Retirement Fund according to the Plan Member’s age.

Note 12. Plan Amendments

Effective October 1, 2010, the definition of the term “Service” in the Plan was amended to include periods of employment by an employee with Xchanging prior to October 1, 2010, so long as such employee becomes employed by The Hartford during October, 2010 under the September 15, 2010 agreement for Oasis Outsourcing immediately following employment with Xchanging.

Effective January 1, 2010, the Plan was amended to restrict “roundtrip transactions,” that is, generally, an exchange in and then out of an investment fund within a certain period of days.

In addition, the Plan was also amended to restrict hardship distributions to “safe harbor” hardships (i.e., the occurrence of certain specified events).

Effective January 1, 2009, the plan was amended so that compensation shall also include differential wage payments made to active duty Members of the uniformed services.

Effective January 1, 2007, the plan was amended by adding special vesting rules for death while performing qualified military service.

Note 12. Plan Amendments (continued)

Effective January 1, 2007 and January 1, 2009, respectively, the Plan was amended to update the vesting rules and definition of compensation, respectively, to make technical changes in good faith compliance with the Heroes Earnings Assistance and Relief Tax Act of 2008.

Effective January 1, 2009, the name of The Hartford Financial Services Group, Inc. Stock Fund was changed to The Hartford Stock Fund.

Effective January 16, 2009, Evercore Wealth Management LLC was named as the fiduciary responsible for The Hartford Stock Fund and investment manager of common stock of the Company held by The Hartford Stock Fund. Evercore Trust Company, N.A. subsequently replaced Evercore Wealth Management LLC as fiduciary for The Hartford Stock Fund, effective June 1, 2009.

Effective March 26, 2009 The Hartford Global Health HLS Fund was no longer available under the Plan. The Hartford Global Health HLS Fund was removed from the Plan in conjunction with the addition, in April 2009, of two new equity investment options, the Columbus Circle Large Cap Growth Fund and the RS Partners Y Fund, a small cap blend fund.

In connection with the above two new fund offerings, the Plan was amended effective March 31, 2009 to allow the investment of Floor contributions in an investment fund designated by the Investment and Savings Plan Investment Committee pending allocation of those Floor contributions to Member accounts.

Effective November 11, 2009, five new Target Retirement funds were added to the Plan. The funds added were the Vanguard Target Retirement 2010 Fund, the Vanguard Target Retirement 2020 Fund, the Vanguard Target Retirement 2030 Fund, the Vanguard Target Retirement 2040 Fund and the Vanguard Target Retirement 2050 Fund.

Note 13. Subsequent Events

For the year ended December 31, 2010, subsequent events were evaluated through the date the financial statements were issued. Effective June 1, 2011, The Dreyfus Corporation (Dreyfus), an affiliate of BNY Mellon Asset Management, will assume manager responsibilities for the Stable Value Fund.

EIN# 06-0383750
Plan# 100

FORM 5500, SCHEDULE H, PART IV, LINE 4i — SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2010
($ IN THOUSANDS, except for par value)

(c) Description of investment including

(e)

maturity date, rate of interest, collateral,

Current

(a)

(b) Identity of issue, borrower, lessor, or similar party

par or maturity value

(d) Cost

value

The Hartford Stock Fund

*

The Hartford

The Hartford Stock Fund, common stock (7,943,419 shares)

***

$

210,421

*

State Street Bank and Trust

State Street Cash Fund — STIF

***

742

Subtotal Stock Fund

211,163

The Hartford ISP S&P Index Fund

*

The Hartford

Index Fund, Fund #NCD5

***

203,365

Subtotal Index Fund

203,365

Separately managed account

Columbus Circle

Columbus Circle Large Cap Growth Fund, Fund #NMB2

***

4,888

*

State Street Bank and Trust

State Street Cash Fund — STIF

***

148

Subtotal Separate Account

5,036

Mutual Funds:

Total Return Bond HLS Fund

*

The Hartford

Hartford Series Fund, Inc. Bond HLS Fund, Class IA shares, Fund #NCC3

***

93,229

Money Market HLS Fund

*

The Hartford

Hartford Series Fund, Inc. Money Market HLS Fund, Class IA shares, Fund #NCD1

***

71,110

Dividend and Growth HLS Fund

*

The Hartford

Hartford Series Fund, Inc. Dividend and Growth HLS Fund, Class IA shares, Fund #NCD4

***

135,099

International Opportunities HLS Fund

*

The Hartford

Hartford Series Fund, Inc. International Opportunities HLS Fund, Class IA shares, Fund #NCC6

***

135,488

Capital Appreciation HLS Fund

*

The Hartford

Hartford Series Fund, Inc. Capital Appreciation HLS Fund, Class IA shares, Fund #NCD3

***

342,491

Small Company HLS Fund

*

The Hartford

Hartford Series Fund, Inc. Small Company HLS Fund, Class IA shares, Fund #NCC1

***

137,774

MidCap HLS Fund

*

The Hartford

Hartford Series Fund, Inc. MidCap HLS Fund, Class IA shares, Fund #NCC2

***

256,027

High Yield HLS Fund

*

The Hartford

Hartford Series Fund, Inc. High Yield HLS Fund, Class IA shares, Fund #NCC4

***

57,381

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN SUPPLEMENTAL SCHEDULE
FORM 5500, SCHEDULE H, PART IV, LINE 4i — SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2010
($ IN THOUSANDS, except for par value)

(c) Description of investment including

(e)

maturity date, rate of interest, collateral,

Current

(a)

(b) Identity of issue, borrower, lessor, or similar party

par or maturity value

(d) Cost

value

Global Growth HLS Fund

*

The Hartford

Hartford Series Fund, Inc. Global Growth HLS Fund, Class

***

$

44,067

Target Retirement Income Fund

Vanguard

Vanguard Target Retirement Income Fund, Fund #NMA4

***

17,164

Target Retirement 2005 Fund

Vanguard

Vanguard Target Retirement 2005 Fund, Fund #NMA5

***

12,215

Target Retirement 2010 Fund

Vanguard

Vanguard Target Retirement 2010 Fund, Fund #NMB3

***

1,999

Target Retirement 2015 Fund

Vanguard

Vanguard Target Retirement 2015 Fund, Fund #NMA6

***

87,049

Target Retirement 2020 Fund

Vanguard

Vanguard Target Retirement 2020 Fund, Fund #NMB4

***

4,509

Target Retirement 2025 Fund

Vanguard

Vanguard Target Retirement 2025 Fund, Fund #NMA7

***

119,372

Target Retirement 2030 Fund

Vanguard

Vanguard Target Retirement 2030 Fund, Fund #NMB5

***

3,954

Target Retirement 2035 Fund

Vanguard

Vanguard Target Retirement 2035 Fund, Fund #NMA8

***

84,557

Target Retirement 2040 Fund

Vanguard

Vanguard Target Retirement 2040 Fund, Fund #NMB6

***

2,472

Target Retirement 2045 Fund

Vanguard

Vanguard Target Retirement 2045 Fund, Fund #NMA9

***

48,427

Target Retirement 2050 Fund

Vanguard

Vanguard Target Retirement 2050 Fund, Fund #NMB7

***

3,265

RS Partners Y Fund

RS Partners

RS Partners Y Fund, Fund # NMB1

***

9,248

Subtotal Mutual Funds

1,666,897

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN SUPPLEMENTAL SCHEDULE
FORM 5500, SCHEDULE H, PART IV, LINE 4i — SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2010
($ IN THOUSANDS, except for par value)

						(c) Description of investment including														(e)
						maturity date, rate of interest, collateral,														Current
(a)				(b) Identity of issue, borrower, lessor, or similar party		par or maturity value												(d) Cost		value
				Stable Value Fund
	*			DB Advisors		Stable Value Fund, Fund #NCD6, including the following group annuity contracts:
				Natixis Financial Products Inc.		Group Annuity Contract #1879-02, 4.39% **												***		$	89,912
				Monumental Life Insurance Company		Group Annuity Contract #MDA00911TR, 4.07% **												***			120,542
				JPMorgan Chase Bank		Group Annuity Contract #AITTH01, 4.16% **												***			197,875
				JPMorgan Chase Bank		Group Annuity Contract #AITTH02, 4.39% **												***			53,446
						Interest
				Shared Holdings (aa)		rate				Maturity				Par Value
				ANZ NATIONAL INTL LTD 8/15 FIXED 3.125			3.125	%			08/10/15				1,120,000			***			1,114
				AT+T INC GLOBAL NT			5.600	%			05/15/18				555,000			***			619
				AT+T INC 02/19 FIXED 5.8			5.800	%			02/15/19				1,765,000			***			1,987
				ADOBE SYSTEMS INC 02/20 FIXED 4.75			4.750	%			02/01/20				499,000			***			510
				AIRGAS INC 10/13 FIXED 2.85			2.850	%			10/01/13				545,000			***			549
				ALBEMARLE CORP 12/20 FIXED 4.5			4.500	%			12/15/20				700,000			***			689
				FEDERAL NATL MTG ASSN			3.500	%			02/15/11				4,475,000			***			4,493
				ALLY AUTO RECEIVABLES TRUST ALLYA 2010 1 A2			0.750	%			12/04/15				1,348,521			***			1,349
				ALLY AUTO RECEIVABLES TRUST ALLYA 2010 3 A4			1.550	%			08/17/15				350,000			***			346
				ALTRIA GROUP INC 11/18 FIXED 9.7			9.700	%			11/10/18				649,000			***			856
				AMERICAN EXPRESS BK TRANCHE TR 00055			5.550	%			10/17/12				1,998,000			***			2,137
				AMERICAN HONDA FINANCE 09/15 FIXED 2.5			2.500	%			09/21/15				1,155,000			***			1,139
				AMERICAN INTL GROUP INC 01/14 FIXED 3.65			3.650	%			01/15/14				172,000			***			175
				AMERISOURCEBERGEN CORP SR NT			5.625	%			09/15/12				600,000			***			641
				ANGLO AMERICAN CAPITAL 09/13 FIXED 2.15			2.150	%			09/27/13				500,000			***			504
				ANHEUSER BUSCH COS INC NT			5.500	%			01/15/18				365,000			***			401
				ANHEUSER BUSCH INVEV WORLDWIDE GTD NT 144A			7.750	%			01/15/19				725,000			***			902
				ARCELORMITTAL 02/15 FIXED 9			9.000	%			02/15/15				920,000			***			1,095
				ARCELORMITTAL 8/20 FIXED 5.25			5.250	%			08/05/20				535,000			***			529
				ARMY HAWAII FAMILY HSG I C TR SER 2005 IC TR CTF 144A			5.524	%			06/15/50				250,000			***			215
				AXA SA 12/49 VAR 144A PERPETUAL			6.463	%			12/29/49				470,000			***			419
				BAE SYS HLDGS INC GTD NT 144A			5.200	%			08/15/15				980,000			***			1,045
				BAE SYSTEMS HOLDINGS INC 06/19 FIXED 6.375 144A			6.375	%			06/01/19				163,000			***			181
				BB+T CORPORATION 04/14 FIXED 5.7			5.700	%			04/30/14				731,000			***			804
				BNSF RY CO PASS THRU TR PASSTHRU CTF SER 2005 3 144A			4.830	%			01/15/23				592,674			***			639
				BANC AMER COML MTG INC 2005 5 COML MTG PASS CL XP			0.046	%			10/10/45				52,582,236			***			86
				BANC AMER COML MTG INC 2007 1 MTG PASSTHRU CTF CL A 3			5.449	%			01/15/49				450,000			***			469

*		Indicates party-in-interest.
**		These synthetic portfolios have no final maturity date. Final maturity is based on the underlying assets in the bond portfolios.
***		Cost information is not required for Member directed investments, and therefore is not included.
(aa)		See F-29 for definition.

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN SUPPLEMENTAL SCHEDULE
FORM 5500, SCHEDULE H, PART IV, LINE 4i — SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2010
($ IN THOUSANDS, except for par value)

						(c) Description of investment including														(e)
						maturity date, rate of interest,														Current
(a)				(b) Identity of issue, borrower, lessor, or similar party		collateral, par or maturity value												(d) Cost		value
						Interest
				Shared Holdings (aa)		rate				Maturity				Par Value
				BANK OF AMERICA CORP FDIC GTD FDIC GTD TLGP TR00005			0.683	%			06/22/12				2,115,000			***			2,129
				BANK AMER CORP MEDIUM TERM TRANCHE TR 00007			2.100	%			04/30/12				650,000			***			663
				BANK OF AMERICA CORP 06/12 FRN 1			0.503	%			06/22/12				2,140,000			***			2,148
				BANK OF AMERICA CORP 04/15 FIXED 4.5			4.500	%			04/01/15				975,000			***			991
				BARCLAYS BANK PLC 06/21 FIXED 10.179 144A			10.179	%			06/12/21				224,000			***			279
				BARCLAYS BANK PLC 04/15 FIXED 3.9			3.900	%			04/07/15				610,000			***			629
				BARRICK GOLD CORP 04/19 FIXED 6.95			6.950	%			04/01/19				280,000			***			344
				BEAR STEARNS COML MTG SECS INC 2004 PWR5 MTG PASS CTF CL X 2			0.803	%			07/11/42				4,255,654			***			62
				BEAR STEARNS COML MTG SECS INC 2004 PWR6 MTG PSSTHR CTF CL X2			0.619	%			11/11/41				3,609,052			***			46
				BELLSOUTH CORP NT			4.750	%			11/15/12				595,000			***			635
				BEMIS CO INC NT			4.875	%			04/01/12				1,000,000			***			1,041
				BLACKROCK INC 12/19 FIXED 5			5.000	%			12/10/19				721,000			***			753
				BRAMBLES USA INC 04/15 FIXED 3.95			3.950	%			04/01/15				390,000			***			396
				BURLINGTON NORTHN SANTA FE DEB			5.650	%			05/01/17				1,050,000			***			1,170
				CDP FINANCIAL 11/14 FIXED 3 144A			3.000	%			11/25/14				875,000			***			889
				CITIGROUP/DEUTSCHE BK COMM MOR SER 2006 CD2 COML MTG CTF A4			5.347	%			01/15/46				1,125,000			***			1,207
				CD 2007 CD4 MTG PASSTHRU CL A4			5.322	%			12/11/49				1,035,000			***			1,073
				CD MTG TR 2007 CD5 COML MTG CTF CL A 4			5.886	%			11/15/44				915,000			***			976
				CRH AMER INC GLOBAL DEP RCPTS 144A 15OCT13			5.300	%			10/15/13				1,086,000			***			1,165
				CALIFORNIA ST CAS 04/14 FIXED 5.25			5.250	%			04/01/14				770,000			***			809
				CALIFORNIA ST CAS 03/17 FIXED 5.75			5.750	%			03/01/17				875,000			***			920
				CALIFORNIA ST CAS 11/21 FIXED OID 5.7			5.700	%			11/01/21				725,000			***			718
				CANADIAN IMPERIAL BANK 12/15 FIXED 2.35			2.350	%			12/11/15				1,165,000			***			1,139
				CANADIAN NATL RESOURCES NT			6.000	%			08/15/16				625,000			***			718
				CANADIAN PACIFIC RR CO 5/19 FIXED 7.25			7.250	%			05/15/19				1,200,000			***			1,427
				CAPITAL AUTO RECEIVABLES ASSET CARAT 2007 3 A4			5.210	%			03/17/14				647,626			***			662
				CATERPILLAR FINANCIAL SE 12/13 FIXED 1.55			1.550	%			12/20/13				610,000			***			611
				CHASE ISSUANCE TRUST CHAIT 2007 A17 A			5.120	%			10/15/14				713,000			***			766
				CHASE ISSUANCE TRUST CHAIT 2009 A3 A3			2.400	%			06/17/13				1,060,000			***			1,069
				CITIGROUP INC 08/14 FIXED 6.375			6.375	%			08/12/14				251,000			***			277
				CITIGROUP INC 5/15 FIXED 4.75			4.750	%			05/19/15				1,432,000			***			1,499
				CITIGROUP COML MTG TR 2006 C4 MTG PASTHRU CL AM			5.728	%			03/15/49				590,000			***			611
				CITIGROUP COML MTG TR 2006 C5 COML MTG PASS CTF CLA4			5.431	%			10/15/49				1,448,000			***			1,547
				CITIGROUP COML MTG TR 2007 C6 MTG PASS THRU CTF CLA4			5.698	%			12/10/49				440,000			***			470
				CITIGROUP FDG INC TRANCHE SR 00002			0.618	%			04/30/12				2,120,000			***			2,131
				CLIFFS NATURAL RESOURCES 03/20 FIXED 5.9			5.900	%			03/15/20				1,065,000			***			1,122
				CWCI 2006 C1 A4 08/48 FIXED 5.223			5.223	%			08/15/48				1,065,000			***			1,109
				COBALT CMBS COML MTG TR 2007 C2 COML MTG PTH CTF A3FX			5.484	%			04/15/47				850,000			***			871
				COMCAST CORP NEW NT			5.700	%			05/15/18				399,000			***			439
				COMERICA INC 09/15 FIXED 3.0			3.000	%			09/16/15				265,000			***			262
				COMM 2004 1 2004 LNB2 COML MTG PTHRU CL A4			4.715	%			03/10/39				895,000			***			944
				GCCFC 2006 GG7 A4 07/38 FRN			5.883	%			07/10/38				1,070,000			***			1,167
				GREENWICH CAPITAL COMM FND 2007 GG9 CL A4			5.444	%			03/10/39				1,065,000			***			1,122

*		Indicates party-in-interest.
**		These synthetic portfolios have no final maturity date. Final maturity is based on the underlying assets in the bond portfolios.
***		Cost information is not required for Member directed investments, and therefore is not included

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN SUPPLEMENTAL SCHEDULE
FORM 5500, SCHEDULE H, PART IV, LINE 4i — SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2010
($ IN THOUSANDS, except for par value)

						(c) Description of investment including														(e)
						maturity date, rate of interest,														Current
(a)				(b) Identity of issue, borrower, lessor, or similar party		collateral, par or maturity value												(d) Cost		value
						Interest
				Shared Holdings (aa)		rate				Maturity				Par Value
				COMMONWEALTH BANK AUST 10/19 FIXED 5			5.000	%			10/15/19				479,000			***			501
				CONAGRA INC NT			6.750	%			09/15/11				41,000			***			43
				CONNECTICUT LT + PWR CO 1ST + REF MTG BD 2005 SER A			5.000	%			04/01/15				825,000			***			908
				CONOCOPHILLIPS GTD NT			5.750	%			02/01/19				1,015,000			***			1,157
				CREDIT SUISSE FIRST BOSTON MTG 2005 C1 A3 COML MTG PASS CTF			4.813	%			02/15/38				710,622			***			731
				CREDIT SUISSE COMMERCIAL MTG T 2006 C2 COML MTG PASS CL A 2			5.659	%			03/15/39				636,000			***			666
				CREDIT SUISSE 01/20 FIXED 5.4			5.400	%			01/14/20				855,000			***			873
				DAIMLERCHRYSLER NORTH AMER HLD SR NT			6.500	%			11/15/13				265,000			***			300
				DELTA AIR LINES 05/19 FIXED 4.95			4.950	%			05/23/19				484,000			***			485
				DEUTSCHE TELEKOM INT FIN 07/14 FIXED 4.875			4.875	%			07/08/14				445,000			***			478
				DIRECTV HOLDINGS/FING 10/14 FIXED 4.750			4.750	%			10/01/14				842,000			***			897
				DOMINION RES INC VA NEW JR SUB NT 2006 SER B ENHANCED			6.300	%			09/30/66				755,000			***			736
				DOW CHEM CO SR NT			5.700	%			05/15/18				625,000			***			676
				DOW CHEM CO 11/20 FIXED 4.25			4.250	%			11/15/20				265,000			***			254
				DUKE ENERGY CAROLINAS LLC 1ST + REF MTG BD			5.750	%			11/15/13				1,015,000			***			1,137
				EDF S A 01/19 FIXED 6.5			6.500	%			01/26/19				595,000			***			694
				EDP FINANCE BV 10/19 FIXED 4.9			4.900	%			10/01/19				540,000			***			460
				ERAC USA FIN CO GTD NT 144A			5.600	%			05/01/15				420,000			***			458
				ERAC USA FINANCE COMPANY 10/20 FIXED 5.25			5.250	%			10/01/20				365,000			***			371
				EASTMAN CHEMICAL CO 12/15 FIXED 3			3.000	%			12/15/15				680,000			***			672
				ENTERPRIDE PRODS OPER LLC GTD SR NT			6.500	%			01/31/19				556,000			***			631
				ESA 2010 ESHA A 11/27 FIXED 2.9505			2.951	%			11/05/27				403,353			***			397
				FED HM LN PC POOL G01629			6.000	%			10/01/33				80,989			***			89
				FED HM LN PC POOL G11657			4.500	%			12/01/18				1,387,491			***			1,465
				FED HM LN PC POOL C78023			5.500	%			04/01/33				1,481,775			***			1,592
				FED HM LN PC POOL A77952			5.000	%			05/01/38				267,038			***			280
				FED HM LN PC POOL G03156			5.500	%			08/01/37				2,813,739			***			3,002
				FED HM LN PC POOL G04476			4.500	%			07/01/38				721,067			***			740
				FED HM LN PC POOL J00617			5.500	%			12/01/20				444,768			***			478
				FED HM LN PC POOL J00921			5.000	%			12/01/20				193,492			***			206
				FED HM LN PC POOL J01060			5.000	%			01/01/21				169,217			***			180
				FED HM LN PC POOL J01201			5.000	%			02/01/21				175,592			***			187
				FED HM LN PC POOL C01725			5.500	%			12/01/33				752,936			***			809
				FED HM LN PC POOL C03475			6.000	%			04/01/40				1,611,150			***			1,747
				FED HM LN PC POOL C03506			6.000	%			05/01/40				3,370,312			***			3,652
				FED HM LN PC POOL A11544			5.500	%			06/01/33				153,714			***			165
				FED HM LN PC POOL A15942			6.000	%			11/01/33				127,080			***			140
				FED HM LN PC POOL B19557			5.500	%			07/01/20				1,139,113			***			1,224
				FED HM LN PC POOL A26586			6.000	%			09/01/34				231,924			***			255
				FED HM LN PC POOL G11868			5.500	%			07/01/20				639,721			***			692
				FEDERAL HOME LN MTG CORP SER 2426 CL BG			6.000	%			03/15/17				769,825			***			834
				FNMA POOL 253880			6.500	%			07/01/16				122,689			***			134
				FNMA POOL 357779			6.000	%			05/01/35				1,201,114			***			1,312

*		Indicates party-in-interest.
**		These synthetic portfolios have no final maturity date. Final maturity is based on the underlying assets in the bond portfolios.
***		Cost information is not required for Member directed investments, and therefore is not included.

EIN# 06-0383750
Plan# 100

THE HARTFORD INVESTMENT AND SAVINGS PLAN SUPPLEMENTAL SCHEDULE
FORM 5500, SCHEDULE H, PART IV, LINE 4i — SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2010
($ IN THOUSANDS, except for par value)

						(c) Description of investment including														(e)
						maturity date, rate of interest,														Current
(a)				(b) Identity of issue, borrower, lessor, or similar party		collateral, par or maturity value												(d) Cost		value
						Interest
				Shared Holdings (aa)		rate				Maturity				Par Value
				FNMA POOL 357821			6.000	%			05/01/35				3,069,929			***			3,350
				FNMA POOL 385552			4.850	%			12/01/12				1,132,606			***			1,187
				FHR 3766 MB 11/25 FIXED 3.5			3.500	%			11/15/25				805,000			***			719
				FHR 3777 DY 12/25 FIXED 3.5			3.500	%			12/15/25				1,956,857			***			1,750
				FHR 3778 L 12/25 FIXED 3.5			3.500	%			12/15/25				2,348,143			***			2,155
				FNMA POOL 514135			6.000	%			07/01/14				56,037			***			61
				FNMA POOL 532577			7.000	%			07/01/15				100,101			***			109
				FNMA POOL 535675			7.000	%			01/01/16				216,283			***			236
				FNMA POOL 535740			7.000	%			12/01/15				32,175			***			35
				FNMA POOL 555417			6.000	%			05/01/33				571,015			***			629
				FNMA POOL 555531			5.500	%			06/01/33				295,474			***			318
				FNMA POOL 555545			5.000	%			06/01/18				721,010			***			772
				FNMA POOL 555591			5.500	%			07/01/33				857,017			***			924
				FNMA POOL 574924			7.000	%			04/01/16				39,287			***			43
				FNMA POOL 611020			6.500	%			01/01/17				91,283			***			100
				FNMA POOL AH0634			3.500	%			01/01/26				4,450,000			***			4,491
				FNMA POOL 651377			6.000	%			07/01/17				300,967			***			328
				FANNIE MAE 09/14 FIXED 3			3.000	%			09/29/14				1,700,000			***			1,733
				FNMA POOL 712104			5.000	%			05/01/18				176,267			***			189
				FNMA POOL 725232			5.000	%			03/01/34				3,259,525			***			3,447
				FNMA POOL 725704			6.000	%			08/01/34				445,646			***			491
				FNMA POOL 730716			6.000	%			08/01/33				306,990			***			338
				FNMA POOL 734059			5.500	%			08/01/33				98,614			***			106
				FNMA POOL 739610			5.500	%			09/01/33				1,466,166			***			1,580
				FNMA POOL 745932			6.500	%			11/01/36				734,234			***			819
				FNMA POOL 756154			6.000	%			11/01/33				189,542			***			209
				FNMA POOL 758584			5.000	%			11/01/34				1,187,434			***			1,263
				FNMA POOL 763689			5.000	%			01/01/34				160,608			***			170
				FNMA POOL 792191			5.500	%			09/01/34				1,056,894			***			1,138
				FNMA POOL 805176			5.500	%			01/01/20				1,237,350			***			1,336
				FNMA POOL 878104			5.500	%			04/01/36				1,047,500			***			1,123
				FNMA POOL 903347			4.500	%			10/01/21				11,135			***			12
				FNMA POOL 908560			5.500	%			01/01/22				180,188			***			194
				FNMA POOL 915350			4.500	%			04/01/23				670,556			***			704
				FNMA POOL 938253			6.000	%			07/01/37				1,536,166			***			1,672
				FNMA POOL 942224			5.500	%			07/01/37				1,593,932			***			1,707
				FNMA POOL 944026			6.500	%			08/01/37				1,261,883			***			1,413
				FNMA POOL 961567			5.500	%			02/01/38				5,673,264			***			6,074
				FNMA POOL 962036			5.000	%			03/01/38				701,051			***			738
				FNMA POOL 962987			4.500	%			05/01/23				2,394,837			***			2,515
				FNMA POOL 995467			4.500	%			09/01/23				2,442,705			***			2,568
				FNMA POOL AA4266			4.500	%			05/01/24				704,849			***			740
				FNMA POOL MA0072			4.000	%			05/01/29				10,068,033			***			10,202