R&G FINANCIAL CORPORATION
 

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

January 21, 2003

(Date of earliest event reported)

R&G FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)
         
Puerto Rico   0-22137   66-0532217
 
 
(State or other jurisdiction
of incorporation)		   (Commission File Number)   (IRS Employer
Identification No.)
     
280 Jesús T. Piñero Ave., Hato Rey, San Juan, Puerto Rico   00918
 
(Address of principal executive offices)   (Zip Code)

(787) 758-2424

(Registrant’s telephone number, including area code)

Not Applicable

(Former name, former address and former fiscal year, if changed since last report)

 

 

Item 5. OTHER EVENTS

     On January 21, 2003, R&G Financial Corporation (the “Company”) announced by press release its earnings for the fourth quarter of fiscal year ended December 31, 2002, a copy of the press release is attached hereto as Exhibit 99.1.

Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

  (a)   Not applicable.
 
  (b)   Not applicable.
 
  (c)   The following exhibits are included with this Report:
 
      Exhibit 99.1 Press Release dated January 21, 2003.

 

 

SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

         
    R&G FINANCIAL CORPORATION
 
    By:   /s/ Joseph R. Sandoval
       
        Joseph R. Sandoval
Executive Vice President and Chief Financial Officer
         
 
Date: January 21, 2003.