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Top Bankruptcy Attorney Bryan Keenan Explains The Benefits of Filing Chapter 7 To Get A Fresh Start - Pittsburgh, PA.

Leading bankruptcy lawyer Bryan Keenan founder of Bryan P. Keenan & Associates, PC in Pittsburgh, PA highlights Chapter 7's benefits in eliminating debts and stress, assuring individuals can keep assets and experience financial improvement post-bankruptcy. For more information please visit https://bryankeenanattorney.com


Top bankruptcy lawyer Bryan Keenan has revealed that filing for Chapter 7 Bankruptcy  is a very effective way to eliminate debt and get a fresh start. 

For more information please visit https://bryankeenanattorney.com 

The founder of Bryan P. Keenan & Associates, PC, in Pittsburgh, PA, explained that a Chapter 7 bankruptcy erases or "discharges" credit card balances, personal loans,  medical bills, past-due rent payments, payday loans, overdue cell phone and utility bills.  

An additional benefit is that filing can help reduce your levels of stress. Debt can be a heavy burden to carry, both emotionally and financially. According to a study conducted by the American Psychological Association, nearly two-thirds of adults in the United States say that money is a significant source of stress in their lives. Constant calls from creditors and the possibility of foreclosure or repossession can increase these issues significantly.

Most people fear that filing for bankruptcy will leave them penniless and they will lose their home or car. This is not the case. The United States trustee program that oversees bankruptcy filing determined that 96% of cases were closed without any funds collected or assets sold for distribution to creditors in 2022. This means that 96% of Chapter 7 filers got rid of all their debt while keeping all of their property.

Filing for bankruptcy should relieve stress and give you a fresh financial start. Once debts are discharged through bankruptcy, you will no longer have to worry about creditors calling or the threat of legal judgments seeking to collect what is owed. This can help you sleep better at night and feel more relaxed during the day.

Some people fear that filing for bankruptcy will make their credit worse. What they overlook is that most people considering filing for bankruptcy already have low credit scores. In those cases filing for bankruptcy will increase their credit score provided that they take steps to establish their credit. When you receive a bankruptcy discharge there is an immediate reduction in the consumer’s debt-to-income ratio.  You should see significant improvements in your credit score as little as one to two years after discharge by reestablishing your credit.

Mr. Keenan said the critical starting point is to consult an experienced Bankruptcy Attorney to see whether Chapter 7 is the correct legal option for them. In his experience, he has not had any of his clients regret getting debt relief through Chapter 7 bankruptcy. 

Source: http://RecommendedExperts.biz

Contact Info:
Name: Bryan Keenan
Email: Send Email
Organization: Bryan P. Keenan & Associates
Address: 993 Greentree Rd #101, Pittsburgh, PA 15220,
Phone: 412-922-5116
Website: https://bryankeenanattorney.com

Release ID: 89113675

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